Panoma, OK—73945
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Panoma, OK
As of Oct '25, the median home price in Panoma, OK is $149,000, with a year-over-year change of 3.6%. This indicates that home prices in Panoma, OK are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $149,000 | 3.6% |
| Single Family | $149,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $86,000 | 0.0% |
3 Bed | $153,000 | 4.1% |
4 Bed | $200,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Panoma, OK
Panoma, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Panoma, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Panoma, OK is 79. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $269,000 | 48.0% |
Listing Count | 7 | -4.0% |
| Listings as % of Homes | 0.1% | -4.0% |
Days on Market | 79 | 34.0% |
Demographics — Panoma, OK
As of the latest ACS Survey released in 2023, Panoma, OK has a population of 2,260, which has decreased by -21.7% over the past 5 years. Panoma, OK is a moderately popular place for families, as children make up 24.6% of the population. The area has a moderately educated workforce, with 25.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,260 | -21.7% |
% Under 18 | 24.6% | -24.1% |
% Seniors | 21.0% | 33.8% |
% WFH | 5.3% | 307.7% |
% w/ College Degree | 25.6% | 31.3% |
As of the latest ACS Survey released in 2023, Panoma, OK is a predominantly white area, with 57.2% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Panoma, OK is hispanic, making up 39.3% of the population. Foreign-born residents account for 24.6% of the population in Panoma, OK, and this percentage has increased by 75.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.2% | -9.1% |
% Black | 1.5% | 114.3% |
% Hispanic | 39.3% | 14.9% |
% Asian | 0.4% | 300.0% |
% Foreign Born | 24.6% | 75.7% |
Mortgage and Risk — Panoma, OK
According to HUD data as of 2023, there were 19 mortgage originations in Panoma, OK, of which 37.0% of loans were conventional mortgages. The average loan-to-value was 88.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Panoma, OK. Investor activity is low, as 0.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 19 |
% Conventional Loans | 37.0% |
% Government Loans | 63.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 26.0% |
Loan Activity
Rentals and Section 8 — Panoma, OK
Panoma, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $850 |
| 2 Bedroom | N/A | N/A | $1,050 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,760 |
Affordability — Panoma, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $149,000 |
| Median Household Income | $48,700 |