Osage, OK—74020
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Osage, OK
As of Oct '25, the median home price in Osage, OK is $171,000, with a year-over-year change of 5.0%. This indicates that home prices in Osage, OK are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $171,000 | 5.0% |
| Single Family | $171,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $110,000 | 3.8% |
3 Bed | $191,000 | 6.7% |
4 Bed | $279,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Osage, OK
As of July '25, Rentcast reports the average rent in Osage, OK is $908, with a year-over-year rent change of -9.2%. Per bedroom, the median rent as of July '25 in Osage, OK is 2-bedrooms: $750, 3-bedrooms: $1,220. The most common rental property sizes in Osage, OK are 3-bedroom and 2-bedroom, accounting for 40.3% and 35.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $908 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | $1,220 | $1,220 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Osage, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Osage, OK is 53. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $178,000 | -27.0% |
Listing Count | 42 | 23.0% |
| Listings as % of Homes | 0.7% | 23.0% |
Days on Market | 53 | 13.0% |
Demographics — Osage, OK
As of the latest ACS Survey released in 2023, Osage, OK has a population of 7,360, which has remained stable by -0.1% over the past 5 years. Osage, OK is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,360 | -0.1% |
% Under 18 | 21.5% | -1.8% |
% Seniors | 20.4% | 9.7% |
% WFH | 3.4% | -41.4% |
% w/ College Degree | 17.0% | 4.3% |
As of the latest ACS Survey released in 2023, Osage, OK is a predominantly white area, with 76.9% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Osage, OK is hispanic, making up 4.0% of the population. Foreign-born residents account for 1.0% of the population in Osage, OK, and this percentage has decreased by 28.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.9% | -2.7% |
% Black | 1.2% | 71.4% |
% Hispanic | 4.0% | 37.9% |
% Asian | 0.7% | 0.0% |
% Foreign Born | 1.0% | -28.6% |
Mortgage and Risk — Osage, OK
According to HUD data as of 2023, there were 140 mortgage originations in Osage, OK, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Osage, OK. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 140 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Osage, OK
Osage, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 23 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | $210 | $750 | $960 |
| 3 Bedroom | $40 | $1,220 | $1,260 |
| 4 Bedroom | N/A | N/A | $1,610 |
Affordability — Osage, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $171,000 |
| Median Household Income | $61,200 |