Oilton74052

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$254,000
N/A
Median Household Income
$31,300
6.8% 5-Year Growth
Days on Market
94
9.0% Longer than last year
Home Price Forecast
N/A
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Oilton

As of Oct '25, Realtor.com reports that the median days on market for a home in Oilton is 94. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$254,000270.0%
Listing Count
30.0%
Listings as % of HomesN/A0.0%
Days on Market
949.0%
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Demographics — Oilton

As of the latest ACS Survey released in 2023, Oilton has a population of 992, which has decreased by -2.6% over the past 5 years. Oilton is a popular place for families, as children make up 28.8% of the population. The area has a poorly educated workforce, with 14.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
992-2.6%
% Under 18
28.8%1.1%
% Seniors
11.6%-44.2%
% WFH
9.1%111.6%
% w/ College Degree
14.5%76.8%
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As of the latest ACS Survey released in 2023, Oilton is a predominantly white area, with 86.4% of the population identifying as white. The white population has shrunk by 6.3% in the last 5 years. The second most common race or ethnicity in Oilton is black, making up 1.1% of the population. Foreign-born residents account for 0.0% of the population in Oilton, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.4%-6.3%
% Black
1.1%1,000.0%
% Hispanic
0.4%-75.0%
% Asian
0.0%N/A
% Foreign Born
0.0%-100.0%
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Mortgage and Risk — Oilton

According to HUD data as of 2023, there were 16 mortgage originations in Oilton, of which 50.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Oilton. Investor activity is low, as 0.0% of loans were by investors. 31.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
16
% Conventional Loans
50.0%
% Government Loans
50.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
31.0%

Loan Activity

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Rentals and Section 8 — Oilton

Oilton lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
22
Total Units Section 8
0
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$810
2 BedroomN/AN/A$1,020
3 BedroomN/AN/A$1,350
4 BedroomN/AN/A$1,560

Affordability — Oilton

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income RatioN/A
Median Home PriceN/A
Median Household Income$31,300

Oilton — ZIP Code Boundary Map

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Frequently Asked Questions