Yale, OK—74085
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Yale, OK
As of Oct '25, the median home price in Yale, OK is $147,000, with a year-over-year change of 7.0%. This indicates that home prices in Yale, OK are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | 7.0% |
| Single Family | $146,000 | 6.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $89,000 | 11.3% |
3 Bed | $173,000 | 7.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Yale, OK
Yale, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,100 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,100 | $1,100 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Yale, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Yale, OK is 53. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $190,000 | -29.0% |
Listing Count | 14 | 13.0% |
| Listings as % of Homes | 0.2% | 13.0% |
Days on Market | 53 | -5.0% |
Demographics — Yale, OK
As of the latest ACS Survey released in 2023, Yale, OK has a population of 2,390, which has increased by 7.6% over the past 5 years. Yale, OK is a moderately popular place for families, as children make up 21.3% of the population. The area has a poorly educated workforce, with 11.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,390 | 7.6% |
% Under 18 | 21.3% | -9.0% |
% Seniors | 27.6% | 33.3% |
% WFH | 4.5% | -44.4% |
% w/ College Degree | 11.8% | -37.6% |
As of the latest ACS Survey released in 2023, Yale, OK is a predominantly white area, with 83.5% of the population identifying as white. The white population has grown by 0.6% in the last 5 years. The second most common race or ethnicity in Yale, OK is hispanic, making up 7.9% of the population. Foreign-born residents account for 0.3% of the population in Yale, OK, and this percentage has decreased by 76.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.5% | 0.6% |
% Black | 0.0% | N/A |
% Hispanic | 7.9% | 146.9% |
% Asian | 0.3% | -89.3% |
% Foreign Born | 0.3% | -76.9% |
Mortgage and Risk — Yale, OK
According to HUD data as of 2023, there were 16 mortgage originations in Yale, OK, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Yale, OK. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 16 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Yale, OK
Yale, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 31 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | -$80 | $1,100 | $1,020 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Yale, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $147,000 |
| Median Household Income | $41,100 |