Muskogee, OK—74401
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Muskogee, OK
Home Price Trends — Muskogee, OK
As of Oct '25, the median home price in Muskogee, OK is $113,000, with a year-over-year change of -9.3%. This indicates that home prices in Muskogee, OK are decreasing. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $113,000 | -9.3% |
| Single Family | $113,000 | -11.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $61,000 | -12.9% |
3 Bed | $124,000 | -6.1% |
4 Bed | $171,000 | -3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Muskogee, OK
As of July '25, Rentcast reports the average rent in Muskogee, OK is $892, with a year-over-year rent change of 9.9%. Per bedroom, the median rent as of July '25 in Muskogee, OK is 1-bedrooms: $665, 2-bedrooms: $951, 3-bedrooms: $1,020. The most common rental property sizes in Muskogee, OK are 3-bedroom and 2-bedroom, accounting for 37.2% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $900 | $892 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $696 | $665 |
| 2 Bed Rent | $953 | $951 |
| 3 Bed Rent | $962 | $1,020 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Muskogee, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Muskogee, OK is 52. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $195,000 | 23.0% |
Listing Count | 63 | -9.0% |
| Listings as % of Homes | 0.6% | -9.0% |
Days on Market | 52 | -9.0% |
Demographics — Muskogee, OK
As of the latest ACS Survey released in 2023, Muskogee, OK has a population of 16,000, which has remained stable by 0.3% over the past 5 years. Muskogee, OK is a popular place for families, as children make up 26.4% of the population. The area has a poorly educated workforce, with 15.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 16,000 | 0.3% |
% Under 18 | 26.4% | 8.6% |
% Seniors | 18.5% | 16.4% |
% WFH | 7.4% | 146.7% |
% w/ College Degree | 15.7% | -24.5% |
As of the latest ACS Survey released in 2023, Muskogee, OK is a predominantly white area, with 42.1% of the population identifying as white. The white population has shrunk by 8.3% in the last 5 years. The second most common race or ethnicity in Muskogee, OK is black, making up 24.8% of the population. Foreign-born residents account for 1.8% of the population in Muskogee, OK, and this percentage has decreased by 14.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 42.1% | -8.3% |
% Black | 24.8% | -13.0% |
% Hispanic | 6.5% | 62.5% |
% Asian | 0.6% | 0.0% |
% Foreign Born | 1.8% | -14.3% |
Mortgage and Risk — Muskogee, OK
According to HUD data as of 2023, there were 128 mortgage originations in Muskogee, OK, of which 60.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Muskogee, OK. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 128 |
% Conventional Loans | 60.0% |
% Government Loans | 40.0% |
% Investor Loans | 5.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Muskogee, OK
Muskogee, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,165 |
Total Units Section 8 | 714 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 68.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $34 | $696 | $730 |
| 2 Bedroom | $7 | $953 | $960 |
| 3 Bedroom | $238 | $962 | $1,200 |
| 4 Bedroom | N/A | N/A | $1,530 |
Affordability — Muskogee, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $113,000 |
| Median Household Income | $39,800 |