Muskogee, OK—74403
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Muskogee, OK
Home Price Trends — Muskogee, OK
As of Oct '25, the median home price in Muskogee, OK is $153,000, with a year-over-year change of 1.5%. This indicates that home prices in Muskogee, OK are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $153,000 | 1.5% |
| Single Family | $153,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $47,000 | -11.3% |
2 Bed | $67,000 | -5.6% |
3 Bed | $172,000 | 3.0% |
4 Bed | $241,000 | 3.0% |
| 5 Bed | $309,000 | 1.3% |
% of Housing Stock
Rental Trends — Muskogee, OK
As of July '25, Rentcast reports the average rent in Muskogee, OK is $983, with a year-over-year rent change of 16.3%. Per bedroom, the median rent as of July '25 in Muskogee, OK is 1-bedrooms: $760, 2-bedrooms: $953, 3-bedrooms: $1,200. The most common rental property sizes in Muskogee, OK are 2-bedroom and 3-bedroom, accounting for 33.7% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $925 | $983 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $600 | $760 |
| 2 Bed Rent | $900 | $953 |
| 3 Bed Rent | $1,250 | $1,200 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Muskogee, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Muskogee, OK is 54. This is a increase of 13.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $169,000 | 9.0% |
Listing Count | 106 | 3.0% |
| Listings as % of Homes | 0.8% | 3.0% |
Days on Market | 54 | 13.0% |
Demographics — Muskogee, OK
As of the latest ACS Survey released in 2023, Muskogee, OK has a population of 29,200, which has decreased by -4.5% over the past 5 years. Muskogee, OK is a popular place for families, as children make up 25.4% of the population. The area has a poorly educated workforce, with 20.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 29,200 | -4.5% |
% Under 18 | 25.4% | 2.0% |
% Seniors | 15.7% | -4.3% |
% WFH | 5.8% | 100.0% |
% w/ College Degree | 20.6% | -1.0% |
As of the latest ACS Survey released in 2023, Muskogee, OK is a predominantly white area, with 55.9% of the population identifying as white. The white population has shrunk by 1.8% in the last 5 years. The second most common race or ethnicity in Muskogee, OK is hispanic, making up 10.0% of the population. Foreign-born residents account for 4.0% of the population in Muskogee, OK, and this percentage has decreased by 14.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.9% | -1.8% |
% Black | 5.3% | -11.7% |
% Hispanic | 10.0% | 11.1% |
% Asian | 0.8% | 14.3% |
% Foreign Born | 4.0% | -14.9% |
Mortgage and Risk — Muskogee, OK
According to HUD data as of 2023, there were 448 mortgage originations in Muskogee, OK, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 48.0% above 90% LTV (very high). This implies large mortgage risk in Muskogee, OK. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 448 |
% Conventional Loans | 53.0% |
% Government Loans | 47.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Muskogee, OK
Muskogee, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 656 |
Total Units Section 8 | 613 |
% Rentals under Section 8 | 15.1% |
% Occupied Section 8 | 81.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $210 | $600 | $810 |
| 2 Bedroom | $120 | $900 | $1,020 |
| 3 Bedroom | $100 | $1,250 | $1,350 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Muskogee, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $153,000 |
| Median Household Income | $57,200 |