Fort Gibson, OK—74434
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fort Gibson, OK
As of Oct '25, the median home price in Fort Gibson, OK is $225,000, with a year-over-year change of 2.9%. This indicates that home prices in Fort Gibson, OK are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $225,000 | 2.9% |
| Single Family | $225,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $122,000 | -0.8% |
3 Bed | $223,000 | 3.2% |
4 Bed | $345,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fort Gibson, OK
As of July '25, Rentcast reports the average rent in Fort Gibson, OK is $3,190, with a year-over-year rent change of 49.1%. Per bedroom, the median rent as of July '25 in Fort Gibson, OK is 3-bedrooms: $1,390, 4-bedrooms: $4,100. The most common rental property sizes in Fort Gibson, OK are 2-bedroom and 3-bedroom, accounting for 44.7% and 32.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $3,190 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,390 | $1,390 |
| 4 Bed Rent | $2,200 | $4,100 |
% of Rental Stock
Property Listings — Fort Gibson, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Fort Gibson, OK is 60. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $252,000 | 2.0% |
Listing Count | 36 | 7.0% |
| Listings as % of Homes | 0.3% | 7.0% |
Days on Market | 60 | -7.0% |
Demographics — Fort Gibson, OK
As of the latest ACS Survey released in 2023, Fort Gibson, OK has a population of 9,690, which has increased by 12.9% over the past 5 years. Fort Gibson, OK is a popular place for families, as children make up 25.2% of the population. The area has a moderately educated workforce, with 32.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,690 | 12.9% |
% Under 18 | 25.2% | 6.8% |
% Seniors | 14.4% | -22.2% |
% WFH | 10.0% | 257.1% |
% w/ College Degree | 32.3% | 21.0% |
As of the latest ACS Survey released in 2023, Fort Gibson, OK is a predominantly white area, with 55.3% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in Fort Gibson, OK is hispanic, making up 4.1% of the population. Foreign-born residents account for 1.0% of the population in Fort Gibson, OK, and this percentage has increased by 400.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.3% | -7.5% |
% Black | 0.9% | -47.1% |
% Hispanic | 4.1% | 17.1% |
% Asian | 0.9% | 800.0% |
% Foreign Born | 1.0% | 400.0% |
Mortgage and Risk — Fort Gibson, OK
According to HUD data as of 2023, there were 148 mortgage originations in Fort Gibson, OK, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Fort Gibson, OK. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 148 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Fort Gibson, OK
Fort Gibson, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 122 |
Total Units Section 8 | 58 |
% Rentals under Section 8 | 8.3% |
% Occupied Section 8 | 65.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $1,020 |
| 3 Bedroom | -$40 | $1,390 | $1,350 |
| 4 Bedroom | -$640 | $2,200 | $1,560 |
Affordability — Fort Gibson, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $225,000 |
| Median Household Income | $72,500 |