Clayton, OK—74536
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clayton, OK
Clayton, OK lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $146,000 | 4.1% |
| Single Family | $146,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clayton, OK
Clayton, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clayton, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Clayton, OK is 110. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $247,000 | -7.0% |
Listing Count | 16 | -29.0% |
| Listings as % of Homes | 1.9% | -29.0% |
Days on Market | 110 | -16.0% |
Demographics — Clayton, OK
As of the latest ACS Survey released in 2023, Clayton, OK has a population of 1,410, which has decreased by -9.4% over the past 5 years. Clayton, OK is a moderately popular place for families, as children make up 19.7% of the population. The area has a poorly educated workforce, with 12.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,410 | -9.4% |
% Under 18 | 19.7% | -10.9% |
% Seniors | 29.8% | 37.3% |
% WFH | 6.2% | 287.5% |
% w/ College Degree | 12.9% | 2.4% |
As of the latest ACS Survey released in 2023, Clayton, OK is a predominantly white area, with 70.2% of the population identifying as white. The white population has grown by 4.6% in the last 5 years. The second most common race or ethnicity in Clayton, OK is hispanic, making up 1.4% of the population. Foreign-born residents account for 0.5% of the population in Clayton, OK, and this percentage has increased by 25.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.2% | 4.6% |
% Black | 1.1% | 1,000.0% |
% Hispanic | 1.4% | -75.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.5% | 25.0% |
Mortgage and Risk — Clayton, OK
According to HUD data as of 2023, there were 27 mortgage originations in Clayton, OK, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Clayton, OK. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 27 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 22.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Clayton, OK
Clayton, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 40 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $870 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,450 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Clayton, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $146,000 |
| Median Household Income | $39,700 |