Roff, OK—74865
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roff, OK
As of Oct '25, the median home price in Roff, OK is $195,000, with a year-over-year change of -2.2%. This indicates that home prices in Roff, OK are decreasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $195,000 | -2.2% |
| Single Family | $194,000 | -2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $197,000 | -2.0% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Roff, OK
As of July '25, Rentcast reports the average rent in Roff, OK is $850, with a year-over-year rent change of -10.5%. Per bedroom, the median rent as of July '25 in Roff, OK is 2-bedrooms: $850. The most common rental property sizes in Roff, OK are 3-bedroom and 2-bedroom, accounting for 55.8% and 25.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $850 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Roff, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Roff, OK is 125. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $166,000 | -58.0% |
Listing Count | 9 | 150.0% |
| Listings as % of Homes | 0.4% | 150.0% |
Days on Market | 125 | -13.0% |
Demographics — Roff, OK
As of the latest ACS Survey released in 2023, Roff, OK has a population of 2,020, which has increased by 12.7% over the past 5 years. Roff, OK is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 20.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,020 | 12.7% |
% Under 18 | 30.0% | 5.3% |
% Seniors | 14.8% | -17.3% |
% WFH | 1.9% | 0.0% |
% w/ College Degree | 20.3% | 26.9% |
As of the latest ACS Survey released in 2023, Roff, OK is a predominantly white area, with 70.9% of the population identifying as white. The white population has shrunk by 6.7% in the last 5 years. The second most common race or ethnicity in Roff, OK is hispanic, making up 5.5% of the population. Foreign-born residents account for 0.8% of the population in Roff, OK, and this percentage has decreased by 38.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.9% | -6.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 5.5% | 31.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | -38.5% |
Mortgage and Risk — Roff, OK
According to HUD data as of 2023, there were 28 mortgage originations in Roff, OK, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Roff, OK. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Roff, OK
Roff, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | $60 | $850 | $910 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Roff, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $195,000 |
| Median Household Income | $61,900 |