Stratford, OK—74872
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stratford, OK
As of Oct '25, the median home price in Stratford, OK is $178,000, with a year-over-year change of -0.5%. This indicates that home prices in Stratford, OK are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $178,000 | -0.5% |
| Single Family | $178,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $86,000 | 0.0% |
3 Bed | $204,000 | 0.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stratford, OK
Stratford, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $975 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $975 | $975 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stratford, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Stratford, OK is 57. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $228,000 | -4.0% |
Listing Count | 21 | 5.0% |
| Listings as % of Homes | 1.8% | 5.0% |
Days on Market | 57 | -32.0% |
Demographics — Stratford, OK
As of the latest ACS Survey released in 2023, Stratford, OK has a population of 3,100, which has decreased by -4.9% over the past 5 years. Stratford, OK is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 22.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,100 | -4.9% |
% Under 18 | 24.1% | -13.6% |
% Seniors | 16.6% | -2.4% |
% WFH | 9.8% | 1,300.0% |
% w/ College Degree | 22.1% | 54.5% |
As of the latest ACS Survey released in 2023, Stratford, OK is a predominantly white area, with 69.7% of the population identifying as white. The white population has shrunk by 9.6% in the last 5 years. The second most common race or ethnicity in Stratford, OK is hispanic, making up 5.3% of the population. Foreign-born residents account for 1.2% of the population in Stratford, OK, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.7% | -9.6% |
% Black | 0.2% | -33.3% |
% Hispanic | 5.3% | 178.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.2% | 300.0% |
Mortgage and Risk — Stratford, OK
According to HUD data as of 2023, there were 39 mortgage originations in Stratford, OK, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 54.0% above 90% LTV (very high). This implies large mortgage risk in Stratford, OK. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 39 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Stratford, OK
Stratford, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 62 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | $15 | $975 | $990 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Stratford, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $178,000 |
| Median Household Income | $54,800 |