Shady Point, OK—74956
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Shady Point, OK
Shady Point, OK lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | 3.5% |
| Single Family | $163,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $102,000 | 1.0% |
3 Bed | $169,000 | 4.3% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Shady Point, OK
Shady Point, OK lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,000 | $1,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Shady Point, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Shady Point, OK is 97. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $312,000 | 11.0% |
Listing Count | 5 | -22.0% |
| Listings as % of Homes | 0.5% | -22.0% |
Days on Market | 97 | 25.0% |
Demographics — Shady Point, OK
As of the latest ACS Survey released in 2023, Shady Point, OK has a population of 1,960, which has increased by 12.7% over the past 5 years. Shady Point, OK is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 10.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,960 | 12.7% |
% Under 18 | 24.9% | -8.5% |
% Seniors | 18.4% | -0.5% |
% WFH | 4.4% | 37.5% |
% w/ College Degree | 10.4% | -21.2% |
As of the latest ACS Survey released in 2023, Shady Point, OK is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 12.5% in the last 5 years. The second most common race or ethnicity in Shady Point, OK is asian, making up 4.1% of the population. Foreign-born residents account for 0.6% of the population in Shady Point, OK, and this percentage has decreased by 57.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 71.0% | -12.5% |
% Black | 1.7% | 183.3% |
% Hispanic | 1.9% | -5.0% |
% Asian | 4.1% | 485.7% |
% Foreign Born | 0.6% | -57.1% |
Mortgage and Risk — Shady Point, OK
According to HUD data as of 2023, there were 73 mortgage originations in Shady Point, OK, of which 48.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Shady Point, OK. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 73 |
% Conventional Loans | 48.0% |
% Government Loans | 52.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Shady Point, OK
Shady Point, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | -$90 | $1,000 | $910 |
| 3 Bedroom | N/A | N/A | $1,260 |
| 4 Bedroom | N/A | N/A | $1,270 |
Affordability — Shady Point, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $162,000 |
| Median Household Income | $50,100 |