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Spiro, OK—74959

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$150,000
1.1% YoY Growth
Household Income
$53,600
18.1% YoY Growth
Days on Market
36
22.0% Shorter YoY
Home Price Forecast
N/A
Median Rent
$1,000
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
$725
N/A
3-Bed Rent
$1,000
N/A
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Spiro, OK

Spiro, OK lacks sufficient home price data for analysis.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$150,0001.1%
Single Family $150,0002.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
N/AN/A
  • Affordability
  • Rentals and Section 8
    • 2 Bed
    $84,000
    0.0%
    3 Bed
    		$162,0003.2%
    4 Bed
    		$264,0003.5%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.5%
    1 Bedroom
    6.6%
    2 Bedrooms
    26.2%
    3 Bedrooms
    54.7%
    4 Bedrooms
    11.9%
    5+ Bedrooms
    0.1%

    Rental Trends — Spiro, OK

    Spiro, OK lacks sufficient rental market data for analysis.

    TypeMedian RentAverage Rent
    Average Rent$1,000$975
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent $725$725
    3 Bed Rent $1,000$1,100
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    1.2%
    1 Bedroom
    14.5%
    2 Bedrooms
    27.6%
    3 Bedrooms
    46.7%
    4 Bedrooms
    10.0%

    Property Listings — Spiro, OK

    As of May '26, Realtor.com reports that the median days on market for a home in Spiro, OK is 36. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$225,00010.0%
    Listing Count
    		17-18.0%
    Listings as % of Homes0.5%-18.0%
    Days on Market
    		36-22.0%
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    Demographics — Spiro, OK

    As of the latest ACS Survey released in 2023, Spiro, OK has a population of 6,160, which has decreased by -13.9% over the past 5 years. Spiro, OK is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 11.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		6,160-13.9%
    % Under 18
    		22.6%0.4%
    % Seniors
    		17.9%-2.2%
    % WFH
    		5.8%625.0%
    % w/ College Degree
    		11.6%-18.9%
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    As of the latest ACS Survey released in 2023, Spiro, OK is a predominantly white area, with 71.6% of the population identifying as white. The white population has grown by 5.4% in the last 5 years. The second most common race or ethnicity in Spiro, OK is black, making up 4.4% of the population. Foreign-born residents account for 1.2% of the population in Spiro, OK, and this percentage has decreased by 7.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		71.6%5.4%
    % Black
    		4.4%-39.7%
    % Hispanic
    		4.0%-7.0%
    % Asian
    		0.9%125.0%
    % Foreign Born
    		1.2%-7.7%
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    Mortgage and Risk — Spiro, OK

    According to HUD data as of 2023, there were 43 mortgage originations in Spiro, OK, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Spiro, OK. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		43
    % Conventional Loans
    		63.0%
    % Government Loans
    		37.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		2.0%
    % Cash Out Refinance
    		16.0%
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    Rentals and Section 8 — Spiro, OK

    Spiro, OK lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		9
    Total Units Section 8
    		9
    % Rentals under Section 8
    		N/A
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$770
    2 Bedroom$245$725$970
    3 Bedroom$340$1,000$1,340
    4 BedroomN/AN/A$1,360

    Affordability — Spiro, OK

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.5
    Median Home Price$150,000
    Median Household Income$53,600

    Spiro, OK — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Panama

    74951

    Cameron, OK

    74932

    Pocola, OK

    74902

    Sallisaw, OK

    74936

    Bokoshe, OK

    74930

    Frequently Asked Questions