Stilwell, OK—74960
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stilwell, OK
Stilwell, OK lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $154,000 | 4.4% |
| Single Family | $154,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $110,000 | 4.8% |
3 Bed | $146,000 | 2.8% |
4 Bed | $235,000 | 6.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stilwell, OK
As of July '25, Rentcast reports the average rent in Stilwell, OK is $1,310, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in Stilwell, OK is 2-bedrooms: $835, 3-bedrooms: $1,550. The most common rental property sizes in Stilwell, OK are 2-bedroom and 3-bedroom, accounting for 40.8% and 34.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,310 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $795 | $835 |
| 3 Bed Rent | $1,020 | $1,550 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stilwell, OK
As of Oct '25, Realtor.com reports that the median days on market for a home in Stilwell, OK is 43. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $254,000 | 69.0% |
Listing Count | 26 | -24.0% |
| Listings as % of Homes | 0.5% | -24.0% |
Days on Market | 43 | -14.0% |
Demographics — Stilwell, OK
As of the latest ACS Survey released in 2023, Stilwell, OK has a population of 12,000, which has decreased by -11.4% over the past 5 years. Stilwell, OK is a popular place for families, as children make up 27.6% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,000 | -11.4% |
% Under 18 | 27.6% | 1.5% |
% Seniors | 15.1% | -0.7% |
% WFH | 4.0% | 8.1% |
% w/ College Degree | 13.2% | 4.8% |
As of the latest ACS Survey released in 2023, Stilwell, OK is a predominantly white area, with 30.9% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Stilwell, OK is hispanic, making up 6.4% of the population. Foreign-born residents account for 2.2% of the population in Stilwell, OK, and this percentage has increased by 15.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 30.9% | -5.8% |
% Black | 0.3% | -25.0% |
% Hispanic | 6.4% | -11.1% |
% Asian | 0.7% | 0.0% |
% Foreign Born | 2.2% | 15.8% |
Mortgage and Risk — Stilwell, OK
According to HUD data as of 2023, there were 79 mortgage originations in Stilwell, OK, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Stilwell, OK. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Stilwell, OK
Stilwell, OK lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 131 |
Total Units Section 8 | 32 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 63.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | $125 | $795 | $920 |
| 3 Bedroom | $110 | $1,020 | $1,130 |
| 4 Bedroom | N/A | N/A | $1,220 |
Affordability — Stilwell, OK
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $154,000 |
| Median Household Income | $48,200 |