Carrollton, TX75007

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$394,000
4.8% YoY Growth
Median Household Income
$110,000
29.8% 5-Year Growth
Days on Market
58
51.0% Longer than last year
Home Price Forecast
-0.8%
Median Rent
$2,080
2.2% YoY Growth
1-Bed Rent
$1,340
7.9% YoY Growth
2-Bed Rent
$1,870
3.9% YoY Growth
3-Bed Rent
$2,400
2.5% YoY Growth

Other Zip Codes in Carrollton, TX

Property Listings — Carrollton, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Carrollton, TX is 58. This is a increase of 51.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$410,000-5.0%
Listing Count
18136.0%
Listings as % of Homes0.4%36.0%
Days on Market
5851.0%
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Demographics — Carrollton, TX

As of the latest ACS Survey released in 2023, Carrollton, TX has a population of 55,000, which has remained stable by 0.6% over the past 5 years. Carrollton, TX is a moderately popular place for families, as children make up 18.9% of the population. The area has a moderately educated workforce, with 43.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
55,0000.6%
% Under 18
18.9%-12.9%
% Seniors
13.5%12.5%
% WFH
20.5%259.6%
% w/ College Degree
43.4%5.1%
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As of the latest ACS Survey released in 2023, Carrollton, TX is a predominantly white area, with 43.7% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Carrollton, TX is hispanic, making up 28.8% of the population. Foreign-born residents account for 23.7% of the population in Carrollton, TX, and this percentage has decreased by 4.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
43.7%-4.0%
% Black
7.2%-20.9%
% Hispanic
28.8%3.6%
% Asian
16.3%3.8%
% Foreign Born
23.7%-4.4%
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Mortgage and Risk — Carrollton, TX

According to HUD data as of 2023, there were 374 mortgage originations in Carrollton, TX, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Carrollton, TX. Investor activity is low, as 6.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
374
% Conventional Loans
87.0%
% Government Loans
13.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Carrollton, TX

As of 2024, the percent of homes in Carrollton, TX under the Section 8 program is 5.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Carrollton, TX, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
311
Total Units Section 8
308
% Rentals under Section 8
5.5%
% Occupied Section 8
76.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$310$1,340$1,650
2 Bedroom$70$1,870$1,940
3 Bedroom$30$2,400$2,430
4 Bedroom-$80$3,200$3,120

Affordability — Carrollton, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$394,000
Median Household Income$110,000

Carrollton, TX — ZIP Code Boundary Map

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Frequently Asked Questions