Celina, TX—75009
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Celina, TX
As of Oct '25, the median home price in Celina, TX is $571,000, with a year-over-year change of -5.9%. This indicates that home prices in Celina, TX are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $571,000 | -5.9% |
| Single Family | $571,000 | -6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $289,000 | -8.0% |
3 Bed | $442,000 | -6.2% |
4 Bed | $575,000 | -6.5% |
| 5 Bed | $721,000 | -6.7% |
% of Housing Stock
Rental Trends — Celina, TX
As of July '25, Rentcast reports the average rent in Celina, TX is $2,400, with a year-over-year rent change of -11.4%. Per bedroom, the median rent as of July '25 in Celina, TX is studios: $1,340, 1-bedrooms: $1,480, 2-bedrooms: $1,930, 3-bedrooms: $2,590, 4-bedrooms: $3,050. The most common rental property sizes in Celina, TX are 3-bedroom and 2-bedroom, accounting for 45.7% and 28.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,190 | $2,400 |
| Studio Rent | $1,310 | $1,340 |
| 1 Bed Rent | $1,500 | $1,480 |
| 2 Bed Rent | $1,940 | $1,930 |
| 3 Bed Rent | $2,400 | $2,590 |
| 4 Bed Rent | $2,900 | $3,050 |
% of Rental Stock
Property Listings — Celina, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Celina, TX is 72. This is a increase of 28.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $593,000 | -7.0% |
Listing Count | 534 | 26.0% |
| Listings as % of Homes | 2.6% | 26.0% |
Days on Market | 72 | 28.0% |
Demographics — Celina, TX
As of the latest ACS Survey released in 2023, Celina, TX has a population of 30,300, which has increased by 153.4% over the past 5 years. Celina, TX is a popular place for families, as children make up 28.2% of the population. The area has a highly educated workforce, with 55.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,300 | 153.4% |
% Under 18 | 28.2% | -2.8% |
% Seniors | 14.1% | 28.2% |
% WFH | 29.3% | 270.9% |
% w/ College Degree | 55.6% | 61.6% |
As of the latest ACS Survey released in 2023, Celina, TX is a predominantly white area, with 63.7% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Celina, TX is hispanic, making up 10.9% of the population. Foreign-born residents account for 13.5% of the population in Celina, TX, and this percentage has increased by 10.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.7% | -10.2% |
% Black | 8.1% | 92.9% |
% Hispanic | 10.9% | -52.6% |
% Asian | 10.7% | 1,428.6% |
% Foreign Born | 13.5% | 10.7% |
Mortgage and Risk — Celina, TX
According to HUD data as of 2023, there were 2688 mortgage originations in Celina, TX, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Celina, TX. Investor activity is low, as 1.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 2,688 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Celina, TX
As of 2024, the percent of homes in Celina, TX under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Celina, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 38 |
Total Units Section 8 | 38 |
% Rentals under Section 8 | 3.5% |
% Occupied Section 8 | 74.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $490 | $1,500 | $1,990 |
| 2 Bedroom | $400 | $1,940 | $2,340 |
| 3 Bedroom | $530 | $2,400 | $2,930 |
| 4 Bedroom | $870 | $2,900 | $3,770 |
Affordability — Celina, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $571,000 |
| Median Household Income | $166,000 |