Rockwall, TX—75032
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Rockwall, TX
Home Price Trends — Rockwall, TX
As of Oct '25, the median home price in Rockwall, TX is $520,000, with a year-over-year change of -1.7%. This indicates that home prices in Rockwall, TX are decreasing. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $520,000 | -1.7% |
| Single Family | $531,000 | -1.7% |
| Condos | $225,000 | -5.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $175,000 | -6.9% |
2 Bed | $230,000 | -5.3% |
3 Bed | $365,000 | -3.2% |
4 Bed | $599,000 | -1.6% |
| 5 Bed | $770,000 | -1.2% |
% of Housing Stock
Rental Trends — Rockwall, TX
As of July '25, Rentcast reports the average rent in Rockwall, TX is $2,320, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Rockwall, TX is studios: $1,340, 1-bedrooms: $1,500, 2-bedrooms: $1,970, 3-bedrooms: $2,200, 4-bedrooms: $3,080. The most common rental property sizes in Rockwall, TX are 3-bedroom and 2-bedroom, accounting for 29.9% and 28.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,320 |
| Studio Rent | $1,200 | $1,340 |
| 1 Bed Rent | $1,450 | $1,500 |
| 2 Bed Rent | $1,900 | $1,970 |
| 3 Bed Rent | $2,140 | $2,200 |
| 4 Bed Rent | $2,740 | $3,080 |
% of Rental Stock
Property Listings — Rockwall, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Rockwall, TX is 69. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $664,000 | -1.0% |
Listing Count | 380 | 15.0% |
| Listings as % of Homes | 1.5% | 15.0% |
Days on Market | 69 | 14.0% |
Demographics — Rockwall, TX
As of the latest ACS Survey released in 2023, Rockwall, TX has a population of 37,900, which has increased by 17.3% over the past 5 years. Rockwall, TX is a popular place for families, as children make up 25.5% of the population. The area has a highly educated workforce, with 49.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,900 | 17.3% |
% Under 18 | 25.5% | -8.9% |
% Seniors | 13.2% | 20.0% |
% WFH | 18.6% | 215.3% |
% w/ College Degree | 49.8% | 7.3% |
As of the latest ACS Survey released in 2023, Rockwall, TX is a predominantly white area, with 67.0% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Rockwall, TX is hispanic, making up 17.3% of the population. Foreign-born residents account for 9.7% of the population in Rockwall, TX, and this percentage has decreased by 15.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.0% | -2.5% |
% Black | 8.8% | 23.9% |
% Hispanic | 17.3% | -7.5% |
% Asian | 3.1% | -8.8% |
% Foreign Born | 9.7% | -15.7% |
Mortgage and Risk — Rockwall, TX
According to HUD data as of 2023, there were 862 mortgage originations in Rockwall, TX, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Rockwall, TX. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 862 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Rockwall, TX
As of 2024, the percent of homes in Rockwall, TX under the Section 8 program is 7.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rockwall, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 169 |
Total Units Section 8 | 169 |
% Rentals under Section 8 | 7.1% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $480 | $1,450 | $1,930 |
| 2 Bedroom | $370 | $1,900 | $2,270 |
| 3 Bedroom | $700 | $2,140 | $2,840 |
| 4 Bedroom | $910 | $2,740 | $3,650 |
Affordability — Rockwall, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $520,000 |
| Median Household Income | $128,000 |