Pottsboro, TX—75076
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Pottsboro, TX
As of Oct '25, the median home price in Pottsboro, TX is $335,000, with a year-over-year change of -3.4%. This indicates that home prices in Pottsboro, TX are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $335,000 | -3.4% |
| Single Family | $340,000 | -3.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $230,000 | -4.2% |
3 Bed | $350,000 | -2.0% |
4 Bed | $499,000 | -2.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Pottsboro, TX
As of July '25, Rentcast reports the average rent in Pottsboro, TX is $2,490, with a year-over-year rent change of 29.0%. Per bedroom, the median rent as of July '25 in Pottsboro, TX is 1-bedrooms: $1,420, 2-bedrooms: $2,650, 3-bedrooms: $2,270, 4-bedrooms: $3,350. The most common rental property sizes in Pottsboro, TX are 2-bedroom and 3-bedroom, accounting for 51.2% and 30.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,490 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,500 | $1,420 |
| 2 Bed Rent | $3,500 | $2,650 |
| 3 Bed Rent | $2,000 | $2,270 |
| 4 Bed Rent | $2,950 | $3,350 |
% of Rental Stock
Property Listings — Pottsboro, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Pottsboro, TX is 100. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $483,000 | 12.0% |
Listing Count | 154 | 43.0% |
| Listings as % of Homes | 1.7% | 43.0% |
Days on Market | 100 | 21.0% |
Demographics — Pottsboro, TX
As of the latest ACS Survey released in 2023, Pottsboro, TX has a population of 7,910, which has remained stable by 0.8% over the past 5 years. Pottsboro, TX is a moderately popular place for families, as children make up 16.4% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,910 | 0.8% |
% Under 18 | 16.4% | -27.1% |
% Seniors | 22.3% | 0.9% |
% WFH | 10.7% | -8.5% |
% w/ College Degree | 21.1% | -10.6% |
As of the latest ACS Survey released in 2023, Pottsboro, TX is a predominantly white area, with 87.7% of the population identifying as white. The white population has shrunk by 2.0% in the last 5 years. The second most common race or ethnicity in Pottsboro, TX is hispanic, making up 3.0% of the population. Foreign-born residents account for 1.9% of the population in Pottsboro, TX, and this percentage has decreased by 13.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.7% | -2.0% |
% Black | 0.3% | ∞% |
% Hispanic | 3.0% | -44.4% |
% Asian | 1.2% | 200.0% |
% Foreign Born | 1.9% | -13.6% |
Mortgage and Risk — Pottsboro, TX
According to HUD data as of 2023, there were 251 mortgage originations in Pottsboro, TX, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Pottsboro, TX. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 251 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 4.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Pottsboro, TX
As of 2024, the percent of homes in Pottsboro, TX under the Section 8 program is 3.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Pottsboro, TX, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 28 |
Total Units Section 8 | 28 |
% Rentals under Section 8 | 3.8% |
% Occupied Section 8 | 75.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$140 | $1,500 | $1,360 |
| 2 Bedroom | -$1,860 | $3,500 | $1,640 |
| 3 Bedroom | $290 | $2,000 | $2,290 |
| 4 Bedroom | -$200 | $2,950 | $2,750 |
Affordability — Pottsboro, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $335,000 |
| Median Household Income | $76,600 |