Rowlett, TX—75089
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rowlett, TX
As of Oct '25, the median home price in Rowlett, TX is $376,000, with a year-over-year change of -4.6%. This indicates that home prices in Rowlett, TX are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $376,000 | -4.6% |
| Single Family | $376,000 | -4.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $288,000 | -3.4% |
3 Bed | $327,000 | -5.2% |
4 Bed | $409,000 | -4.9% |
| 5 Bed | $498,000 | -5.1% |
% of Housing Stock
Rental Trends — Rowlett, TX
As of July '25, Rentcast reports the average rent in Rowlett, TX is $2,050, with a year-over-year rent change of -8.9%. Per bedroom, the median rent as of July '25 in Rowlett, TX is 1-bedrooms: $1,300, 2-bedrooms: $1,750, 3-bedrooms: $2,360, 4-bedrooms: $2,840. The most common rental property sizes in Rowlett, TX are 3-bedroom and 1-bedroom, accounting for 30.6% and 20.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,050 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,300 |
| 2 Bed Rent | $1,740 | $1,750 |
| 3 Bed Rent | $2,220 | $2,360 |
| 4 Bed Rent | $2,700 | $2,840 |
% of Rental Stock
Property Listings — Rowlett, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Rowlett, TX is 63. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | -8.0% |
Listing Count | 190 | 28.0% |
| Listings as % of Homes | 0.8% | 28.0% |
Days on Market | 63 | 4.0% |
Demographics — Rowlett, TX
As of the latest ACS Survey released in 2023, Rowlett, TX has a population of 35,400, which has increased by 3.0% over the past 5 years. Rowlett, TX is a popular place for families, as children make up 27.1% of the population. The area has a moderately educated workforce, with 40.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 35,400 | 3.0% |
% Under 18 | 27.1% | 0.7% |
% Seniors | 9.0% | 0.0% |
% WFH | 16.2% | 211.5% |
% w/ College Degree | 40.0% | 12.4% |
As of the latest ACS Survey released in 2023, Rowlett, TX is a predominantly white area, with 39.4% of the population identifying as white. The white population has shrunk by 22.0% in the last 5 years. The second most common race or ethnicity in Rowlett, TX is black, making up 26.2% of the population. Foreign-born residents account for 16.3% of the population in Rowlett, TX, and this percentage has decreased by 3.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 39.4% | -22.0% |
% Black | 26.2% | 40.1% |
% Hispanic | 20.3% | 1.5% |
% Asian | 9.0% | -7.2% |
% Foreign Born | 16.3% | -3.6% |
Mortgage and Risk — Rowlett, TX
According to HUD data as of 2023, there were 61 mortgage originations in Rowlett, TX, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Rowlett, TX. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 61 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Rowlett, TX
As of 2024, the percent of homes in Rowlett, TX under the Section 8 program is 17.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rowlett, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 460 |
Total Units Section 8 | 460 |
% Rentals under Section 8 | 17.0% |
% Occupied Section 8 | 78.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $740 | $1,300 | $2,040 |
| 2 Bedroom | $650 | $1,740 | $2,390 |
| 3 Bedroom | $770 | $2,220 | $2,990 |
| 4 Bedroom | $1,150 | $2,700 | $3,850 |
Affordability — Rowlett, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $376,000 |
| Median Household Income | $125,000 |