Tolosa, TX—75143
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tolosa, TX
As of Oct '25, the median home price in Tolosa, TX is $269,000, with a year-over-year change of -3.6%. This indicates that home prices in Tolosa, TX are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $269,000 | -3.6% |
| Single Family | $269,000 | -4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $202,000 | -6.9% |
3 Bed | $300,000 | -3.8% |
4 Bed | $431,000 | -3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tolosa, TX
As of July '25, Rentcast reports the average rent in Tolosa, TX is $1,950, with a year-over-year rent change of -4.4%. Per bedroom, the median rent as of July '25 in Tolosa, TX is 1-bedrooms: $920, 2-bedrooms: $1,150, 3-bedrooms: $1,870, 4-bedrooms: $2,510. The most common rental property sizes in Tolosa, TX are 2-bedroom and 3-bedroom, accounting for 51.6% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $1,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $920 | $920 |
| 2 Bed Rent | $895 | $1,150 |
| 3 Bed Rent | $1,600 | $1,870 |
| 4 Bed Rent | $1,900 | $2,510 |
% of Rental Stock
Property Listings — Tolosa, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Tolosa, TX is 80. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $400,000 | 13.0% |
Listing Count | 188 | 18.0% |
| Listings as % of Homes | 1.3% | 18.0% |
Days on Market | 80 | 4.0% |
Demographics — Tolosa, TX
As of the latest ACS Survey released in 2023, Tolosa, TX has a population of 14,700, which has increased by 2.6% over the past 5 years. Tolosa, TX is a moderately popular place for families, as children make up 23.5% of the population. The area has a poorly educated workforce, with 18.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,700 | 2.6% |
% Under 18 | 23.5% | 8.8% |
% Seniors | 18.6% | -17.7% |
% WFH | 7.5% | 23.0% |
% w/ College Degree | 18.4% | 15.0% |
As of the latest ACS Survey released in 2023, Tolosa, TX is a predominantly white area, with 80.2% of the population identifying as white. The white population has shrunk by 4.9% in the last 5 years. The second most common race or ethnicity in Tolosa, TX is hispanic, making up 13.5% of the population. Foreign-born residents account for 4.1% of the population in Tolosa, TX, and this percentage has increased by 13.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.2% | -4.9% |
% Black | 2.2% | -12.0% |
% Hispanic | 13.5% | 6.3% |
% Asian | 0.4% | 300.0% |
% Foreign Born | 4.1% | 13.9% |
Mortgage and Risk — Tolosa, TX
According to HUD data as of 2023, there were 284 mortgage originations in Tolosa, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Tolosa, TX. Investor activity is low, as 4.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 284 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 4.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Tolosa, TX
As of 2024, the percent of homes in Tolosa, TX under the Section 8 program is 0.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Tolosa, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 67 |
Total Units Section 8 | 9 |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $130 | $920 | $1,050 |
| 2 Bedroom | $365 | $895 | $1,260 |
| 3 Bedroom | $20 | $1,600 | $1,620 |
| 4 Bedroom | $40 | $1,900 | $1,940 |
Affordability — Tolosa, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $269,000 |
| Median Household Income | $69,000 |