Roddy, TX75147

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$274,000
0.4% YoY Growth
Median Household Income
$60,500
35.8% 5-Year Growth
Days on Market
105
27.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,700
1.9% YoY Growth
1-Bed Rent
$999
5.1% YoY Growth
2-Bed Rent
$1,130
5.2% YoY Growth
3-Bed Rent
$1,600
10.6% YoY Growth

Property Listings — Roddy, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Roddy, TX is 105. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$322,000-4.0%
Listing Count
10732.0%
Listings as % of Homes2.0%32.0%
Days on Market
10527.0%
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Demographics — Roddy, TX

As of the latest ACS Survey released in 2023, Roddy, TX has a population of 8,400, which has increased by 19.2% over the past 5 years. Roddy, TX is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,40019.2%
% Under 18
26.6%8.1%
% Seniors
16.8%1.8%
% WFH
8.7%1,142.9%
% w/ College Degree
18.8%22.1%
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As of the latest ACS Survey released in 2023, Roddy, TX is a predominantly white area, with 86.0% of the population identifying as white. The white population has grown by 3.6% in the last 5 years. The second most common race or ethnicity in Roddy, TX is hispanic, making up 10.4% of the population. Foreign-born residents account for 2.4% of the population in Roddy, TX, and this percentage has increased by 20.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.0%3.6%
% Black
2.2%46.7%
% Hispanic
10.4%-14.0%
% Asian
0.3%-40.0%
% Foreign Born
2.4%20.0%
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Mortgage and Risk — Roddy, TX

According to HUD data as of 2023, there were 76 mortgage originations in Roddy, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Roddy, TX. Investor activity is low, as 5.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
76
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Roddy, TX

As of 2024, the percent of homes in Roddy, TX under the Section 8 program is 3.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Roddy, TX, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
53
Total Units Section 8
37
% Rentals under Section 8
3.7%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$89$999$910
2 Bedroom-$30$1,130$1,100
3 Bedroom-$170$1,600$1,430
4 Bedroom-$90$1,800$1,710

Affordability — Roddy, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$274,000
Median Household Income$60,500

Roddy, TX — ZIP Code Boundary Map

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Frequently Asked Questions