Waxahachie, TX75167

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$498,000
0.6% YoY Growth
Median Household Income
$113,000
14.7% 5-Year Growth
Days on Market
92
4.0% Longer than last year
Home Price Forecast
-0.1%
Median Rent
$2,240
8.0% YoY Growth
1-Bed Rent
$1,100
3.5% YoY Growth
2-Bed Rent
$900
N/A
3-Bed Rent
$2,080
1.8% YoY Growth

Other Zip Codes in Waxahachie, TX

Property Listings — Waxahachie, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Waxahachie, TX is 92. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$575,000-5.0%
Listing Count
13028.0%
Listings as % of Homes1.5%28.0%
Days on Market
924.0%
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Demographics — Waxahachie, TX

As of the latest ACS Survey released in 2023, Waxahachie, TX has a population of 13,200, which has increased by 13.5% over the past 5 years. Waxahachie, TX is a moderately popular place for families, as children make up 24.6% of the population. The area has a moderately educated workforce, with 34.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,20013.5%
% Under 18
24.6%-10.5%
% Seniors
8.8%-13.7%
% WFH
9.6%62.7%
% w/ College Degree
34.2%26.7%
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As of the latest ACS Survey released in 2023, Waxahachie, TX is a predominantly white area, with 64.9% of the population identifying as white. The white population has shrunk by 18.1% in the last 5 years. The second most common race or ethnicity in Waxahachie, TX is hispanic, making up 20.6% of the population. Foreign-born residents account for 8.7% of the population in Waxahachie, TX, and this percentage has increased by 67.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.9%-18.1%
% Black
7.9%97.5%
% Hispanic
20.6%36.4%
% Asian
2.2%2,100.0%
% Foreign Born
8.7%67.3%
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Mortgage and Risk — Waxahachie, TX

According to HUD data as of 2023, there were 557 mortgage originations in Waxahachie, TX, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Waxahachie, TX. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
557
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Waxahachie, TX

As of 2024, the percent of homes in Waxahachie, TX under the Section 8 program is 1.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Waxahachie, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
5
Total Units Section 8
5
% Rentals under Section 8
1.1%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$980$1,100$2,080
2 Bedroom$1,540$900$2,440
3 Bedroom$980$2,080$3,060
4 Bedroom$1,350$2,580$3,930

Affordability — Waxahachie, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.3
Median Home Price$498,000
Median Household Income$113,000

Waxahachie, TX — ZIP Code Boundary Map

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Frequently Asked Questions