Royse City, TX—75189
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Royse City, TX
As of Oct '25, the median home price in Royse City, TX is $327,000, with a year-over-year change of -4.3%. This indicates that home prices in Royse City, TX are decreasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $327,000 | -4.3% |
| Single Family | $327,000 | -4.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $215,000 | -6.1% |
3 Bed | $303,000 | -5.0% |
4 Bed | $337,000 | -4.3% |
| 5 Bed | $400,000 | -3.1% |
% of Housing Stock
Rental Trends — Royse City, TX
As of July '25, Rentcast reports the average rent in Royse City, TX is $2,280, with a year-over-year rent change of -1.7%. Per bedroom, the median rent as of July '25 in Royse City, TX is studios: $1,920, 1-bedrooms: $2,120, 2-bedrooms: $1,750, 3-bedrooms: $2,120, 4-bedrooms: $2,370. The most common rental property sizes in Royse City, TX are 4-bedroom and 3-bedroom, accounting for 38.3% and 37.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,280 |
| Studio Rent | $1,920 | $1,920 |
| 1 Bed Rent | $1,330 | $2,120 |
| 2 Bed Rent | $1,650 | $1,750 |
| 3 Bed Rent | $2,020 | $2,120 |
| 4 Bed Rent | $2,300 | $2,370 |
% of Rental Stock
Property Listings — Royse City, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Royse City, TX is 83. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | -2.0% |
Listing Count | 525 | 4.0% |
| Listings as % of Homes | 2.8% | 4.0% |
Days on Market | 83 | 31.0% |
Demographics — Royse City, TX
As of the latest ACS Survey released in 2023, Royse City, TX has a population of 44,300, which has increased by 63.2% over the past 5 years. Royse City, TX is a popular place for families, as children make up 26.5% of the population. The area has a moderately educated workforce, with 29.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 44,300 | 63.2% |
% Under 18 | 26.5% | -5.4% |
% Seniors | 9.4% | -1.1% |
% WFH | 14.6% | 217.4% |
% w/ College Degree | 29.8% | 19.7% |
As of the latest ACS Survey released in 2023, Royse City, TX is a predominantly white area, with 59.5% of the population identifying as white. The white population has shrunk by 14.3% in the last 5 years. The second most common race or ethnicity in Royse City, TX is hispanic, making up 25.2% of the population. Foreign-born residents account for 10.2% of the population in Royse City, TX, and this percentage has increased by 13.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.5% | -14.3% |
% Black | 10.6% | 120.8% |
% Hispanic | 25.2% | 14.0% |
% Asian | 2.5% | 177.8% |
% Foreign Born | 10.2% | 13.3% |
Mortgage and Risk — Royse City, TX
According to HUD data as of 2023, there were 2458 mortgage originations in Royse City, TX, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 56.0% above 90% LTV (very high). This implies large mortgage risk in Royse City, TX. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 2,458 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Royse City, TX
As of 2024, the percent of homes in Royse City, TX under the Section 8 program is 9.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Royse City, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 276 |
Total Units Section 8 | 229 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $700 | $1,330 | $2,030 |
| 2 Bedroom | $730 | $1,650 | $2,380 |
| 3 Bedroom | $960 | $2,020 | $2,980 |
| 4 Bedroom | $1,530 | $2,300 | $3,830 |
Affordability — Royse City, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $327,000 |
| Median Household Income | $118,000 |