Greenville, TX75401

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$197,000
4.6% YoY Growth
Median Household Income
$57,300
63.4% 5-Year Growth
Days on Market
71
10.0% Longer than last year
Home Price Forecast
-0.5%
Median Rent
$1,620
9.9% YoY Growth
1-Bed Rent
$875
6.8% YoY Growth
2-Bed Rent
$1,200
36.0% YoY Growth
3-Bed Rent
$1,650
3.1% YoY Growth

Other Zip Codes in Greenville, TX

Property Listings — Greenville, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Greenville, TX is 71. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$260,000-1.0%
Listing Count
200-2.0%
Listings as % of Homes1.5%-2.0%
Days on Market
7110.0%
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Demographics — Greenville, TX

As of the latest ACS Survey released in 2023, Greenville, TX has a population of 21,900, which has increased by 16.1% over the past 5 years. Greenville, TX is a popular place for families, as children make up 26.2% of the population. The area has a poorly educated workforce, with 14.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
21,90016.1%
% Under 18
26.2%-4.0%
% Seniors
16.0%22.1%
% WFH
4.9%63.3%
% w/ College Degree
14.2%4.4%
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As of the latest ACS Survey released in 2023, Greenville, TX is a predominantly white area, with 50.7% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Greenville, TX is hispanic, making up 32.4% of the population. Foreign-born residents account for 13.3% of the population in Greenville, TX, and this percentage has increased by 20.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
50.7%1.4%
% Black
13.7%-20.3%
% Hispanic
32.4%10.2%
% Asian
0.2%-75.0%
% Foreign Born
13.3%20.9%
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Mortgage and Risk — Greenville, TX

According to HUD data as of 2023, there were 371 mortgage originations in Greenville, TX, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 65.0% above 90% LTV (very high). This implies large mortgage risk in Greenville, TX. Investor activity is low, as 4.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
371
% Conventional Loans
53.0%
% Government Loans
47.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
5.0%

Loan Activity

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Rentals and Section 8 — Greenville, TX

As of 2024, the percent of homes in Greenville, TX under the Section 8 program is 8.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Greenville, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
304
Total Units Section 8
304
% Rentals under Section 8
8.5%
% Occupied Section 8
85.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$365$875$1,240
2 Bedroom$260$1,200$1,460
3 Bedroom$180$1,650$1,830
4 Bedroom$190$2,160$2,350

Affordability — Greenville, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$197,000
Median Household Income$57,300

Greenville, TX — ZIP Code Boundary Map

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Frequently Asked Questions