Bells, TX 75414 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Bells, TX—75414

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$361,000

0.0% YoY Growth

Household Income

$84,700

38.8% YoY Growth

Days on Market

18.0% Shorter YoY

Home Price Forecast

1.6%

Median Rent

$975

38.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

$975

13.9% YoY Growth

Home Price Trends — Bells, TX

As of Dec '25, the median home price in Bells, TX is $361,000, with a year-over-year change of 0.0%. This indicates that home prices in Bells, TX are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$361,000	0.0%
Single Family	$361,000	-0.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Bells, TX

As of July '25, Rentcast reports the average rent in Bells, TX is $1,890, with a year-over-year rent change of 38.0%. Per bedroom, the median rent as of July '25 in Bells, TX is 3-bedrooms: $1,890. The most common rental property sizes in Bells, TX are 2-bedroom and 3-bedroom, accounting for 57.6% and 31.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$975	$1,890
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	$975	$1,890
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

9.1%

2 Bedrooms

57.6%

3 Bedrooms

31.4%

4 Bedrooms

1.9%

Property Listings — Bells, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Bells, TX is 77. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$348,000	-35.0%
Listing Count	28	41.0%
Listings as % of Homes	0.8%	41.0%
Days on Market	87	-18.0%

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Demographics — Bells, TX

As of the latest ACS Survey released in 2023, Bells, TX has a population of 3,420, which has increased by 18.7% over the past 5 years. Bells, TX is a popular place for families, as children make up 29.7% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,420	18.7%
% Under 18	29.7%	12.5%
% Seniors	13.5%	-6.2%
% WFH	13.8%	48.4%
% w/ College Degree	27.4%	9.6%

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As of the latest ACS Survey released in 2023, Bells, TX is a predominantly white area, with 90.9% of the population identifying as white. The white population has grown by 8.2% in the last 5 years. The second most common race or ethnicity in Bells, TX is hispanic, making up 6.0% of the population. Foreign-born residents account for 2.4% of the population in Bells, TX, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	90.9%	8.2%
% Black	0.1%	-83.3%
% Hispanic	6.0%	-27.7%
% Asian	1.2%	-40.0%
% Foreign Born	2.4%	-20.0%

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Mortgage and Risk — Bells, TX

According to HUD data as of 2023, there were 82 mortgage originations in Bells, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Bells, TX. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	82
% Conventional Loans	71.0%
% Government Loans	29.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Bells, TX

Bells, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	24
Total Units Section 8	24
% Rentals under Section 8	10.6%
% Occupied Section 8	73.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$950
2 Bedroom	N/A	N/A	$1,110
3 Bedroom	$545	$975	$1,520
4 Bedroom	N/A	N/A	$1,880

Bells, TX—75414

Key Metrics at a Glance

Home Price Trends — Bells, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Bells, TX

% of Rental Stock

Property Listings — Bells, TX

Demographics — Bells, TX

Race and Ethnicity

Mortgage and Risk — Bells, TX

Mortgages

Rentals and Section 8 — Bells, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Bells, TX

Home Price to Income Ratio

Bells, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Savoy, TX

Denison, TX

Sherman, TX

Tom Bean

Whitewright, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.2
Median Home Price	$361,000
Median Household Income	$84,700

Bells, TX—75414

Key Metrics at a Glance

Home Price Trends — Bells, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Bells, TX

% of Rental Stock

Property Listings — Bells, TX

Demographics — Bells, TX

Race and Ethnicity

Mortgage and Risk — Bells, TX

Mortgages

Rentals and Section 8 — Bells, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Bells, TX

Home Price to Income Ratio

Bells, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Savoy, TX

Denison, TX

Sherman, TX

Tom Bean

Whitewright, TX

Frequently Asked Questions

What is the average home price in Bells, TX 75414?

How have home prices in Bells, TX 75414 changed over the past year?

What is the home price projection for Bells, TX 75414?

What are the demographics of Bells, TX 75414?

How long does it take homes to sell in Bells, TX 75414?

What is the average rent price in Bells, TX 75414?