Bells, TX—75414
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bells, TX
As of Oct '25, the median home price in Bells, TX is $365,000, with a year-over-year change of -0.0%. This indicates that home prices in Bells, TX are flat. According to Zillow, the 1-year price projection is 0.8%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $365,000 | -0.0% |
| Single Family | $365,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bells, TX
As of July '25, Rentcast reports the average rent in Bells, TX is $1,890, with a year-over-year rent change of 38.0%. Per bedroom, the median rent as of July '25 in Bells, TX is 3-bedrooms: $1,890. The most common rental property sizes in Bells, TX are 2-bedroom and 3-bedroom, accounting for 57.6% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,890 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $975 | $1,890 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bells, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Bells, TX is 75. This is a decrease of -6.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $332,000 | -37.0% |
Listing Count | 26 | 9.0% |
| Listings as % of Homes | 0.8% | 9.0% |
Days on Market | 75 | -6.0% |
Demographics — Bells, TX
As of the latest ACS Survey released in 2023, Bells, TX has a population of 3,420, which has increased by 18.7% over the past 5 years. Bells, TX is a popular place for families, as children make up 29.7% of the population. The area has a moderately educated workforce, with 27.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,420 | 18.7% |
% Under 18 | 29.7% | 12.5% |
% Seniors | 13.5% | -6.2% |
% WFH | 13.8% | 48.4% |
% w/ College Degree | 27.4% | 9.6% |
As of the latest ACS Survey released in 2023, Bells, TX is a predominantly white area, with 90.9% of the population identifying as white. The white population has grown by 8.2% in the last 5 years. The second most common race or ethnicity in Bells, TX is hispanic, making up 6.0% of the population. Foreign-born residents account for 2.4% of the population in Bells, TX, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.9% | 8.2% |
% Black | 0.1% | -83.3% |
% Hispanic | 6.0% | -27.7% |
% Asian | 1.2% | -40.0% |
% Foreign Born | 2.4% | -20.0% |
Mortgage and Risk — Bells, TX
According to HUD data as of 2023, there were 82 mortgage originations in Bells, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Bells, TX. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Bells, TX
Bells, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 24 |
Total Units Section 8 | 24 |
% Rentals under Section 8 | 10.6% |
% Occupied Section 8 | 73.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | N/A | N/A | $1,110 |
| 3 Bedroom | $545 | $975 | $1,520 |
| 4 Bedroom | N/A | N/A | $1,880 |
Affordability — Bells, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $365,000 |
| Median Household Income | $84,700 |