Cooper, TX—75432
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cooper, TX
Cooper, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $174,000 | -2.6% |
| Single Family | $174,000 | -3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $193,000 | -1.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cooper, TX
As of July '25, Rentcast reports the average rent in Cooper, TX is $1,210, with a year-over-year rent change of -5.5%. Per bedroom, the median rent as of July '25 in Cooper, TX is 2-bedrooms: $750, 3-bedrooms: $1,360. The most common rental property sizes in Cooper, TX are 2-bedroom and 3-bedroom, accounting for 37.9% and 37.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | $1,400 | $1,360 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cooper, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Cooper, TX is 88. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $205,000 | -16.0% |
Listing Count | 24 | 5.0% |
| Listings as % of Homes | 1.5% | 5.0% |
Days on Market | 88 | 2.0% |
Demographics — Cooper, TX
As of the latest ACS Survey released in 2023, Cooper, TX has a population of 3,300, which has decreased by -6.0% over the past 5 years. Cooper, TX is a popular place for families, as children make up 25.5% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,300 | -6.0% |
% Under 18 | 25.5% | -1.9% |
% Seniors | 17.6% | -6.9% |
% WFH | 5.5% | 103.7% |
% w/ College Degree | 22.7% | -13.7% |
As of the latest ACS Survey released in 2023, Cooper, TX is a predominantly white area, with 80.2% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Cooper, TX is black, making up 12.1% of the population. Foreign-born residents account for 1.4% of the population in Cooper, TX, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.2% | -2.3% |
% Black | 12.1% | 12.0% |
% Hispanic | 4.6% | -6.1% |
% Asian | 0.1% | -85.7% |
% Foreign Born | 1.4% | 0.0% |
Mortgage and Risk — Cooper, TX
According to HUD data as of 2023, there were 75 mortgage originations in Cooper, TX, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Cooper, TX. Investor activity is low, as 4.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Cooper, TX
Cooper, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 96 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | $190 | $750 | $940 |
| 3 Bedroom | -$120 | $1,400 | $1,280 |
| 4 Bedroom | N/A | N/A | $1,290 |
Affordability — Cooper, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $174,000 |
| Median Household Income | $61,100 |