Powderly, TX—75473
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Powderly, TX
As of Oct '25, the median home price in Powderly, TX is $275,000, with a year-over-year change of 5.7%. This indicates that home prices in Powderly, TX are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $275,000 | 5.7% |
| Single Family | $275,000 | 5.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $287,000 | 5.1% |
4 Bed | $391,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Powderly, TX
Powderly, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Powderly, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Powderly, TX is 113. This is a increase of 106.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $370,000 | -1.0% |
Listing Count | 29 | 47.0% |
| Listings as % of Homes | 1.0% | 47.0% |
Days on Market | 113 | 106.0% |
Demographics — Powderly, TX
As of the latest ACS Survey released in 2023, Powderly, TX has a population of 3,640, which has remained stable by -0.7% over the past 5 years. Powderly, TX is a moderately popular place for families, as children make up 17.5% of the population. The area has a poorly educated workforce, with 21.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,640 | -0.7% |
% Under 18 | 17.5% | -23.2% |
% Seniors | 24.7% | 30.0% |
% WFH | 9.0% | 69.8% |
% w/ College Degree | 21.0% | 32.9% |
As of the latest ACS Survey released in 2023, Powderly, TX is a predominantly white area, with 91.7% of the population identifying as white. The white population has grown by 14.9% in the last 5 years. The second most common race or ethnicity in Powderly, TX is black, making up 2.6% of the population. Foreign-born residents account for 1.7% of the population in Powderly, TX, and this percentage has decreased by 46.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | 14.9% |
% Black | 2.6% | 2,500.0% |
% Hispanic | 2.4% | -83.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.7% | -46.9% |
Mortgage and Risk — Powderly, TX
According to HUD data as of 2023, there were 51 mortgage originations in Powderly, TX, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Powderly, TX. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 51 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Powderly, TX
Powderly, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,420 |
Affordability — Powderly, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $275,000 |
| Median Household Income | $84,200 |