Sumner, TX—75486
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sumner, TX
As of Oct '25, the median home price in Sumner, TX is $304,000, with a year-over-year change of 7.8%. This indicates that home prices in Sumner, TX are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $304,000 | 7.8% |
| Single Family | $304,000 | 8.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $310,000 | 6.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sumner, TX
Sumner, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,950 | $3,950 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sumner, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Sumner, TX is 73. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $372,000 | -8.0% |
Listing Count | 9 | 3.0% |
| Listings as % of Homes | 0.3% | 3.0% |
Days on Market | 73 | 2.0% |
Demographics — Sumner, TX
As of the latest ACS Survey released in 2023, Sumner, TX has a population of 2,820, which has increased by 34.4% over the past 5 years. Sumner, TX is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 14.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,820 | 34.4% |
% Under 18 | 19.9% | -18.8% |
% Seniors | 18.6% | -2.1% |
% WFH | 8.7% | 163.6% |
% w/ College Degree | 14.5% | -27.5% |
As of the latest ACS Survey released in 2023, Sumner, TX is a predominantly white area, with 84.1% of the population identifying as white. The white population has shrunk by 9.7% in the last 5 years. The second most common race or ethnicity in Sumner, TX is black, making up 4.0% of the population. Foreign-born residents account for 7.2% of the population in Sumner, TX, and this percentage has decreased by 65.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.1% | -9.7% |
% Black | 4.0% | 233.3% |
% Hispanic | 3.2% | -36.0% |
% Asian | 1.3% | ∞% |
% Foreign Born | 7.2% | -65.6% |
Mortgage and Risk — Sumner, TX
According to HUD data as of 2023, there were 34 mortgage originations in Sumner, TX, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 84.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Sumner, TX. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 34 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Sumner, TX
Sumner, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $730 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,270 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Sumner, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $304,000 |
| Median Household Income | $101,000 |