Winnsboro, TX—75494
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Winnsboro, TX
Winnsboro, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | 0.3% |
| Single Family | $268,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $182,000 | -1.1% |
3 Bed | $266,000 | 1.1% |
4 Bed | $390,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winnsboro, TX
As of July '25, Rentcast reports the average rent in Winnsboro, TX is $1,850, with a year-over-year rent change of 117.6%. Per bedroom, the median rent as of July '25 in Winnsboro, TX is 3-bedrooms: $1,850. The most common rental property sizes in Winnsboro, TX are 3-bedroom and 2-bedroom, accounting for 36.0% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $1,850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,850 | $1,850 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winnsboro, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Winnsboro, TX is 103. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $294,000 | -29.0% |
Listing Count | 93 | 23.0% |
| Listings as % of Homes | 0.9% | 23.0% |
Days on Market | 103 | 7.0% |
Demographics — Winnsboro, TX
As of the latest ACS Survey released in 2023, Winnsboro, TX has a population of 11,700, which has increased by 23.1% over the past 5 years. Winnsboro, TX is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 11,700 | 23.1% |
% Under 18 | 22.4% | -3.4% |
% Seniors | 22.4% | -3.0% |
% WFH | 7.5% | 36.4% |
% w/ College Degree | 23.0% | 76.9% |
As of the latest ACS Survey released in 2023, Winnsboro, TX is a predominantly white area, with 81.8% of the population identifying as white. The white population has remained stable in the last 5 years. The second most common race or ethnicity in Winnsboro, TX is hispanic, making up 13.2% of the population. Foreign-born residents account for 7.0% of the population in Winnsboro, TX, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.8% | 0.0% |
% Black | 1.3% | -71.7% |
% Hispanic | 13.2% | 10.9% |
% Asian | 1.1% | 1,000.0% |
% Foreign Born | 7.0% | 100.0% |
Mortgage and Risk — Winnsboro, TX
According to HUD data as of 2023, there were 191 mortgage originations in Winnsboro, TX, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Winnsboro, TX. Investor activity is low, as 9.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 191 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 9.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Winnsboro, TX
Winnsboro, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 51 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | -$460 | $1,850 | $1,390 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Winnsboro, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $268,000 |
| Median Household Income | $68,300 |