Van Alstyne, TX75495

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$432,000
2.3% YoY Growth
Median Household Income
$106,000
34.1% 5-Year Growth
Days on Market
88
6.0% Longer than last year
Home Price Forecast
0.7%
Median Rent
$2,400
17.8% YoY Growth
1-Bed Rent
$1,110
N/A
2-Bed Rent
$1,600
20.9% YoY Growth
3-Bed Rent
$2,200
4.3% YoY Growth

Property Listings — Van Alstyne, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Van Alstyne, TX is 88. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$557,00010.0%
Listing Count
165-12.0%
Listings as % of Homes1.9%-12.0%
Days on Market
886.0%
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Demographics — Van Alstyne, TX

As of the latest ACS Survey released in 2023, Van Alstyne, TX has a population of 10,500, which has increased by 22.0% over the past 5 years. Van Alstyne, TX is a popular place for families, as children make up 28.2% of the population. The area has a moderately educated workforce, with 38.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
10,50022.0%
% Under 18
28.2%27.0%
% Seniors
17.2%11.7%
% WFH
21.9%265.0%
% w/ College Degree
38.7%81.7%
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As of the latest ACS Survey released in 2023, Van Alstyne, TX is a predominantly white area, with 70.1% of the population identifying as white. The white population has shrunk by 18.1% in the last 5 years. The second most common race or ethnicity in Van Alstyne, TX is hispanic, making up 20.2% of the population. Foreign-born residents account for 9.2% of the population in Van Alstyne, TX, and this percentage has increased by 318.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.1%-18.1%
% Black
3.6%9.1%
% Hispanic
20.2%155.7%
% Asian
0.6%500.0%
% Foreign Born
9.2%318.2%
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Mortgage and Risk — Van Alstyne, TX

According to HUD data as of 2023, there were 417 mortgage originations in Van Alstyne, TX, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Van Alstyne, TX. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
417
% Conventional Loans
77.0%
% Government Loans
23.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Van Alstyne, TX

As of 2024, the percent of homes in Van Alstyne, TX under the Section 8 program is 6.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Van Alstyne, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
31
Total Units Section 8
31
% Rentals under Section 8
6.1%
% Occupied Section 8
73.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$200$1,110$1,310
2 Bedroom-$30$1,600$1,570
3 Bedroom-$30$2,200$2,170
4 Bedroom$130$2,500$2,630

Affordability — Van Alstyne, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$432,000
Median Household Income$106,000

Van Alstyne, TX — ZIP Code Boundary Map

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Frequently Asked Questions