Simms, TX—75574
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Simms, TX
As of Oct '25, the median home price in Simms, TX is $193,000, with a year-over-year change of -12.5%. This indicates that home prices in Simms, TX are decreasing. According to Zillow, the 1-year price projection is -3.7%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $193,000 | -12.5% |
| Single Family | $193,000 | -13.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Simms, TX
Simms, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Simms, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Simms, TX is 56. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $309,000 | 22.0% |
Listing Count | 4 | -39.0% |
| Listings as % of Homes | 0.5% | -39.0% |
Days on Market | 56 | -13.0% |
Demographics — Simms, TX
As of the latest ACS Survey released in 2023, Simms, TX has a population of 1,290, which has decreased by -24.5% over the past 5 years. Simms, TX is a moderately popular place for families, as children make up 21.5% of the population. The area has a poorly educated workforce, with 21.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,290 | -24.5% |
% Under 18 | 21.5% | 16.2% |
% Seniors | 28.5% | 22.8% |
% WFH | 5.0% | 25.0% |
% w/ College Degree | 21.2% | 21.1% |
As of the latest ACS Survey released in 2023, Simms, TX is a predominantly white area, with 96.8% of the population identifying as white. The white population has grown by 2.4% in the last 5 years. The second most common race or ethnicity in Simms, TX is asian, making up 0.9% of the population. Foreign-born residents account for 1.1% of the population in Simms, TX, and this percentage has decreased by 42.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.8% | 2.4% |
% Black | 0.0% | N/A |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.9% | ∞% |
% Foreign Born | 1.1% | -42.1% |
Mortgage and Risk — Simms, TX
According to HUD data as of 2023, there were 35 mortgage originations in Simms, TX, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Simms, TX. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Simms, TX
Simms, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | N/A | N/A | $950 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Simms, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $193,000 |
| Median Household Income | $69,700 |