Union Hill, TX—75644
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Union Hill, TX
As of Oct '25, the median home price in Union Hill, TX is $213,000, with a year-over-year change of -0.9%. This indicates that home prices in Union Hill, TX are flat. According to Zillow, the 1-year price projection is -0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $213,000 | -0.9% |
| Single Family | $213,000 | -0.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $145,000 | -4.0% |
3 Bed | $226,000 | 0.4% |
4 Bed | $274,000 | -1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Union Hill, TX
As of July '25, Rentcast reports the average rent in Union Hill, TX is $1,090, with a year-over-year rent change of 2.8%. Per bedroom, the median rent as of July '25 in Union Hill, TX is 1-bedrooms: $614, 2-bedrooms: $1,100, 3-bedrooms: $1,250, 4-bedrooms: $1,950. The most common rental property sizes in Union Hill, TX are 3-bedroom and 2-bedroom, accounting for 37.1% and 30.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,150 | $1,090 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $625 | $614 |
| 2 Bed Rent | $1,000 | $1,100 |
| 3 Bed Rent | $1,200 | $1,250 |
| 4 Bed Rent | $1,950 | $1,950 |
% of Rental Stock
Property Listings — Union Hill, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Union Hill, TX is 88. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $292,000 | 2.0% |
Listing Count | 88 | 31.0% |
| Listings as % of Homes | 1.0% | 31.0% |
Days on Market | 88 | 20.0% |
Demographics — Union Hill, TX
As of the latest ACS Survey released in 2023, Union Hill, TX has a population of 12,800, which has decreased by -4.5% over the past 5 years. Union Hill, TX is a moderately popular place for families, as children make up 24.3% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,800 | -4.5% |
% Under 18 | 24.3% | -9.0% |
% Seniors | 21.9% | 22.3% |
% WFH | 6.7% | 116.1% |
% w/ College Degree | 18.5% | 14.9% |
As of the latest ACS Survey released in 2023, Union Hill, TX is a predominantly white area, with 73.5% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Union Hill, TX is black, making up 11.4% of the population. Foreign-born residents account for 2.5% of the population in Union Hill, TX, and this percentage has decreased by 37.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.5% | -0.5% |
% Black | 11.4% | -1.7% |
% Hispanic | 10.0% | -11.5% |
% Asian | 0.8% | 166.7% |
% Foreign Born | 2.5% | -37.5% |
Mortgage and Risk — Union Hill, TX
According to HUD data as of 2023, there were 209 mortgage originations in Union Hill, TX, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Union Hill, TX. Investor activity is low, as 7.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 209 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 7.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Union Hill, TX
As of 2024, the percent of homes in Union Hill, TX under the Section 8 program is 6.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Union Hill, TX, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 176 |
Total Units Section 8 | 82 |
% Rentals under Section 8 | 6.3% |
% Occupied Section 8 | 72.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $265 | $625 | $890 |
| 2 Bedroom | $70 | $1,000 | $1,070 |
| 3 Bedroom | $250 | $1,200 | $1,450 |
| 4 Bedroom | -$420 | $1,950 | $1,530 |
Affordability — Union Hill, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $213,000 |
| Median Household Income | $56,200 |