Jefferson, TX75657

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$153,000
7.1% YoY Growth
Median Household Income
$49,000
35.6% 5-Year Growth
Days on Market
112
6.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$950
24.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$950
10.2% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Jefferson, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Jefferson, TX is 112. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$295,0004.0%
Listing Count
615.0%
Listings as % of Homes0.8%5.0%
Days on Market
1126.0%
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Demographics — Jefferson, TX

As of the latest ACS Survey released in 2023, Jefferson, TX has a population of 6,840, which has decreased by -11.4% over the past 5 years. Jefferson, TX is a moderately popular place for families, as children make up 16.8% of the population. The area has a poorly educated workforce, with 18.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,840-11.4%
% Under 18
16.8%-13.0%
% Seniors
25.0%5.9%
% WFH
2.2%-56.9%
% w/ College Degree
18.5%26.7%
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As of the latest ACS Survey released in 2023, Jefferson, TX is a predominantly white area, with 71.2% of the population identifying as white. The white population has grown by 7.9% in the last 5 years. The second most common race or ethnicity in Jefferson, TX is black, making up 22.0% of the population. Foreign-born residents account for 2.2% of the population in Jefferson, TX, and this percentage has decreased by 18.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.2%7.9%
% Black
22.0%-16.3%
% Hispanic
3.2%-40.7%
% Asian
0.5%∞%
% Foreign Born
2.2%-18.5%
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Mortgage and Risk — Jefferson, TX

According to HUD data as of 2023, there were 109 mortgage originations in Jefferson, TX, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Jefferson, TX. Investor activity is low, as 6.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
109
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
6.0%
% Second Loans
4.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Jefferson, TX

Jefferson, TX lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
98
Total Units Section 8
48
% Rentals under Section 8
5.9%
% Occupied Section 8
65.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$760
2 Bedroom$50$950$1,000
3 BedroomN/AN/A$1,230
4 BedroomN/AN/A$1,410

Affordability — Jefferson, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.3
Median Home Price$153,000
Median Household Income$49,000

Jefferson, TX — ZIP Code Boundary Map

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Frequently Asked Questions