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White Oak, TX—75693

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$249,000
1.6% YoY Growth
Household Income
$86,300
39.3% YoY Growth
Days on Market
88
11.0% Longer YoY
Home Price Forecast
0.2%
Median Rent
$1,650
33.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,650
2.6% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — White Oak, TX

As of May '26, the median home price in White Oak, TX is $249,000, with a year-over-year change of 1.6%. This indicates that home prices in White Oak, TX are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$249,0001.6%
Single Family $248,0001.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$261,0001.6%
    4 Bed
    		$352,0002.6%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.9%
    1 Bedroom
    0.8%
    2 Bedrooms
    19.3%
    3 Bedrooms
    56.6%
    4 Bedrooms
    19.5%
    5+ Bedrooms
    2.9%

    Rental Trends — White Oak, TX

    As of July '25, Rentcast reports the average rent in White Oak, TX is $1,510, with a year-over-year rent change of 33.6%. Per bedroom, the median rent as of July '25 in White Oak, TX is 3-bedrooms: $1,510. The most common rental property sizes in White Oak, TX are 3-bedroom and 2-bedroom, accounting for 36.8% and 34.4% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,650$1,510
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent $1,650$1,510
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    4.1%
    1 Bedroom
    2.1%
    2 Bedrooms
    34.4%
    3 Bedrooms
    36.8%
    4 Bedrooms
    22.6%

    Property Listings — White Oak, TX

    As of May '26, Realtor.com reports that the median days on market for a home in White Oak, TX is 88. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$315,000-20.0%
    Listing Count
    		24-11.0%
    Listings as % of Homes0.5%-11.0%
    Days on Market
    		8811.0%
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    Demographics — White Oak, TX

    As of the latest ACS Survey released in 2023, White Oak, TX has a population of 5,920, which has decreased by -16.9% over the past 5 years. White Oak, TX is a popular place for families, as children make up 25.3% of the population. The area has a poorly educated workforce, with 18.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		5,920-16.9%
    % Under 18
    		25.3%-9.3%
    % Seniors
    		14.2%16.4%
    % WFH
    		5.4%54.3%
    % w/ College Degree
    		18.9%-6.4%
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    As of the latest ACS Survey released in 2023, White Oak, TX is a predominantly white area, with 72.3% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in White Oak, TX is hispanic, making up 12.4% of the population. Foreign-born residents account for 1.1% of the population in White Oak, TX, and this percentage has decreased by 87.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		72.3%-8.6%
    % Black
    		6.0%46.3%
    % Hispanic
    		12.4%-16.2%
    % Asian
    		0.1%-75.0%
    % Foreign Born
    		1.1%-87.2%
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    Mortgage and Risk — White Oak, TX

    According to HUD data as of 2023, there were 111 mortgage originations in White Oak, TX, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in White Oak, TX. Investor activity is low, as 7.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		111
    % Conventional Loans
    		73.0%
    % Government Loans
    		27.0%
    % Investor Loans
    		7.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		14.0%
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    Rentals and Section 8 — White Oak, TX

    White Oak, TX lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		2
    Total Units Section 8
    		2
    % Rentals under Section 8
    		0.4%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,140
    2 BedroomN/AN/A$1,370
    3 Bedroom$210$1,650$1,860
    4 BedroomN/AN/A$1,960

    Affordability — White Oak, TX

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.6
    Median Home Price$249,000
    Median Household Income$86,300

    White Oak, TX — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions