Alto, TX—75925
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Alto, TX
As of Oct '25, the median home price in Alto, TX is $223,000, with a year-over-year change of -5.8%. This indicates that home prices in Alto, TX are decreasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | -5.8% |
| Single Family | $223,000 | -7.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $217,000 | -5.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Alto, TX
Alto, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $658 | $1,030 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $658 | $658 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Alto, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Alto, TX is 125. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $240,000 | -22.0% |
Listing Count | 14 | 254.0% |
| Listings as % of Homes | 0.6% | 254.0% |
Days on Market | 125 | -16.0% |
Demographics — Alto, TX
As of the latest ACS Survey released in 2023, Alto, TX has a population of 3,080, which has decreased by -24.6% over the past 5 years. Alto, TX is a moderately popular place for families, as children make up 19.0% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,080 | -24.6% |
% Under 18 | 19.0% | -35.4% |
% Seniors | 24.1% | 20.5% |
% WFH | 12.2% | 93.7% |
% w/ College Degree | 21.3% | 56.6% |
As of the latest ACS Survey released in 2023, Alto, TX is a predominantly white area, with 53.8% of the population identifying as white. The white population has shrunk by 19.6% in the last 5 years. The second most common race or ethnicity in Alto, TX is hispanic, making up 21.4% of the population. Foreign-born residents account for 11.2% of the population in Alto, TX, and this percentage has increased by 187.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.8% | -19.6% |
% Black | 17.7% | -15.3% |
% Hispanic | 21.4% | 79.8% |
% Asian | 0.1% | ∞% |
% Foreign Born | 11.2% | 187.2% |
Mortgage and Risk — Alto, TX
According to HUD data as of 2023, there were 28 mortgage originations in Alto, TX, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Alto, TX. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Alto, TX
Alto, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 83 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $62 | $658 | $720 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | -$80 | $1,400 | $1,320 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Alto, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.5 |
| Median Home Price | $223,000 |
| Median Household Income | $49,500 |