Nacogdoches, TX—75961
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Nacogdoches, TX
As of Oct '25, the median home price in Nacogdoches, TX is $191,000, with a year-over-year change of 0.6%. This indicates that home prices in Nacogdoches, TX are flat. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $191,000 | 0.6% |
| Single Family | $192,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Nacogdoches, TX
As of July '25, Rentcast reports the average rent in Nacogdoches, TX is $1,010, with a year-over-year rent change of -5.6%. Per bedroom, the median rent as of July '25 in Nacogdoches, TX is 1-bedrooms: $790, 2-bedrooms: $906, 3-bedrooms: $1,120. The most common rental property sizes in Nacogdoches, TX are 2-bedroom and 3-bedroom, accounting for 43.4% and 29.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $965 | $1,010 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $790 |
| 2 Bed Rent | $950 | $906 |
| 3 Bed Rent | $1,020 | $1,120 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Nacogdoches, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Nacogdoches, TX is 74. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $234,000 | -3.0% |
Listing Count | 50 | 16.0% |
| Listings as % of Homes | 0.3% | 16.0% |
Days on Market | 74 | 4.0% |
Demographics — Nacogdoches, TX
As of the latest ACS Survey released in 2023, Nacogdoches, TX has a population of 14,900, which has decreased by -4.9% over the past 5 years. Nacogdoches, TX is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 19.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,900 | -4.9% |
% Under 18 | 24.4% | 4.7% |
% Seniors | 12.8% | -3.0% |
% WFH | 5.8% | 286.7% |
% w/ College Degree | 19.2% | -11.5% |
As of the latest ACS Survey released in 2023, Nacogdoches, TX is a predominantly white area, with 52.7% of the population identifying as white. The white population has shrunk by 4.7% in the last 5 years. The second most common race or ethnicity in Nacogdoches, TX is black, making up 30.3% of the population. Foreign-born residents account for 6.0% of the population in Nacogdoches, TX, and this percentage has decreased by 10.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.7% | -4.7% |
% Black | 30.3% | 9.8% |
% Hispanic | 14.4% | -1.4% |
% Asian | 0.7% | 16.7% |
% Foreign Born | 6.0% | -10.4% |
Mortgage and Risk — Nacogdoches, TX
According to HUD data as of 2023, there were 97 mortgage originations in Nacogdoches, TX, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Nacogdoches, TX. Investor activity is low, as 4.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 97 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Nacogdoches, TX
Nacogdoches, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 751 |
Total Units Section 8 | 751 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 94.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $130 | $750 | $880 |
| 2 Bedroom | $80 | $950 | $1,030 |
| 3 Bedroom | $240 | $1,020 | $1,260 |
| 4 Bedroom | N/A | N/A | $1,730 |
Affordability — Nacogdoches, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.7 |
| Median Home Price | $191,000 |
| Median Household Income | $40,100 |