Nacogdoches, TX—75964
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Nacogdoches, TX
As of Oct '25, the median home price in Nacogdoches, TX is $193,000, with a year-over-year change of 0.0%. This indicates that home prices in Nacogdoches, TX are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $193,000 | 0.0% |
| Single Family | $193,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Nacogdoches, TX
As of July '25, Rentcast reports the average rent in Nacogdoches, TX is $1,380, with a year-over-year rent change of 13.1%. Per bedroom, the median rent as of July '25 in Nacogdoches, TX is 2-bedrooms: $915, 3-bedrooms: $1,390, 4-bedrooms: $1,520. The most common rental property sizes in Nacogdoches, TX are 3-bedroom and 2-bedroom, accounting for 47.9% and 33.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,380 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $915 | $915 |
| 3 Bed Rent | $1,300 | $1,390 |
| 4 Bed Rent | $1,500 | $1,520 |
% of Rental Stock
Property Listings — Nacogdoches, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Nacogdoches, TX is 91. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $241,000 | -4.0% |
Listing Count | 52 | 5.0% |
| Listings as % of Homes | 0.4% | 5.0% |
Days on Market | 91 | 21.0% |
Demographics — Nacogdoches, TX
As of the latest ACS Survey released in 2023, Nacogdoches, TX has a population of 21,000, which has increased by 6.6% over the past 5 years. Nacogdoches, TX is a popular place for families, as children make up 30.2% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,000 | 6.6% |
% Under 18 | 30.2% | -2.9% |
% Seniors | 13.3% | 1.5% |
% WFH | 6.2% | 82.4% |
% w/ College Degree | 17.7% | 12.0% |
As of the latest ACS Survey released in 2023, Nacogdoches, TX is a predominantly white area, with 45.2% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Nacogdoches, TX is hispanic, making up 35.3% of the population. Foreign-born residents account for 16.1% of the population in Nacogdoches, TX, and this percentage has increased by 6.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.2% | 0.7% |
% Black | 16.7% | 12.1% |
% Hispanic | 35.3% | -5.4% |
% Asian | 0.7% | -63.2% |
% Foreign Born | 16.1% | 6.6% |
Mortgage and Risk — Nacogdoches, TX
According to HUD data as of 2023, there were 142 mortgage originations in Nacogdoches, TX, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Nacogdoches, TX. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 142 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Nacogdoches, TX
Nacogdoches, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 482 |
Total Units Section 8 | 482 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | $135 | $915 | $1,050 |
| 3 Bedroom | -$10 | $1,300 | $1,290 |
| 4 Bedroom | $260 | $1,500 | $1,760 |
Affordability — Nacogdoches, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $193,000 |
| Median Household Income | $55,100 |