Nacogdoches, TX—75965
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Nacogdoches, TX
As of Oct '25, the median home price in Nacogdoches, TX is $274,000, with a year-over-year change of 4.1%. This indicates that home prices in Nacogdoches, TX are increasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $274,000 | 4.1% |
| Single Family | $275,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $275,000 | 3.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Nacogdoches, TX
As of July '25, Rentcast reports the average rent in Nacogdoches, TX is $1,100, with a year-over-year rent change of -5.2%. Per bedroom, the median rent as of July '25 in Nacogdoches, TX is studios: $701, 1-bedrooms: $771, 2-bedrooms: $1,030, 3-bedrooms: $1,530. The most common rental property sizes in Nacogdoches, TX are 2-bedroom and 1-bedroom, accounting for 49.1% and 26.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,100 |
| Studio Rent | $700 | $701 |
| 1 Bed Rent | $711 | $771 |
| 2 Bed Rent | $915 | $1,030 |
| 3 Bed Rent | $1,500 | $1,530 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Nacogdoches, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Nacogdoches, TX is 71. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $330,000 | 2.0% |
Listing Count | 84 | -16.0% |
| Listings as % of Homes | 0.5% | -16.0% |
Days on Market | 71 | 5.0% |
Demographics — Nacogdoches, TX
As of the latest ACS Survey released in 2023, Nacogdoches, TX has a population of 18,400, which has remained stable by 0.4% over the past 5 years. Nacogdoches, TX is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 43.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,400 | 0.4% |
% Under 18 | 19.3% | -1.5% |
% Seniors | 19.6% | 33.3% |
% WFH | 9.1% | 175.8% |
% w/ College Degree | 43.8% | 1.6% |
As of the latest ACS Survey released in 2023, Nacogdoches, TX is a predominantly white area, with 67.9% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Nacogdoches, TX is hispanic, making up 15.5% of the population. Foreign-born residents account for 4.2% of the population in Nacogdoches, TX, and this percentage has decreased by 6.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.9% | -2.2% |
% Black | 12.0% | -23.6% |
% Hispanic | 15.5% | 61.5% |
% Asian | 1.1% | -65.6% |
% Foreign Born | 4.2% | -6.7% |
Mortgage and Risk — Nacogdoches, TX
According to HUD data as of 2023, there were 207 mortgage originations in Nacogdoches, TX, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Nacogdoches, TX. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 207 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Nacogdoches, TX
Nacogdoches, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 257 |
Total Units Section 8 | 257 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 93.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $129 | $711 | $840 |
| 2 Bedroom | $75 | $915 | $990 |
| 3 Bedroom | -$260 | $1,500 | $1,240 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Nacogdoches, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $274,000 |
| Median Household Income | $52,600 |