Cleburne, TX—76031
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cleburne, TX
As of Oct '25, the median home price in Cleburne, TX is $270,000, with a year-over-year change of -3.2%. This indicates that home prices in Cleburne, TX are decreasing. According to Zillow, the 1-year price projection is -0.6%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $270,000 | -3.2% |
| Single Family | $271,000 | -3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $139,000 | -7.9% |
3 Bed | $253,000 | -3.4% |
4 Bed | $419,000 | -1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cleburne, TX
As of July '25, Rentcast reports the average rent in Cleburne, TX is $1,710, with a year-over-year rent change of 3.0%. Per bedroom, the median rent as of July '25 in Cleburne, TX is 1-bedrooms: $1,270, 2-bedrooms: $1,320, 3-bedrooms: $1,760, 4-bedrooms: $2,600. The most common rental property sizes in Cleburne, TX are 2-bedroom and 3-bedroom, accounting for 44.7% and 35.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,600 | $1,710 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,050 | $1,270 |
| 2 Bed Rent | $1,300 | $1,320 |
| 3 Bed Rent | $1,700 | $1,760 |
| 4 Bed Rent | $2,100 | $2,600 |
% of Rental Stock
Property Listings — Cleburne, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Cleburne, TX is 94. This is a increase of 88.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $316,000 | 6.0% |
Listing Count | 130 | 11.0% |
| Listings as % of Homes | 1.1% | 11.0% |
Days on Market | 94 | 88.0% |
Demographics — Cleburne, TX
As of the latest ACS Survey released in 2023, Cleburne, TX has a population of 18,700, which has increased by 10.9% over the past 5 years. Cleburne, TX is a popular place for families, as children make up 28.1% of the population. The area has a poorly educated workforce, with 15.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,700 | 10.9% |
% Under 18 | 28.1% | 17.1% |
% Seniors | 12.5% | -8.8% |
% WFH | 4.2% | 55.6% |
% w/ College Degree | 15.0% | 8.7% |
As of the latest ACS Survey released in 2023, Cleburne, TX is a predominantly white area, with 66.1% of the population identifying as white. The white population has grown by 2.2% in the last 5 years. The second most common race or ethnicity in Cleburne, TX is hispanic, making up 28.0% of the population. Foreign-born residents account for 5.0% of the population in Cleburne, TX, and this percentage has decreased by 18.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.1% | 2.2% |
% Black | 3.4% | 36.0% |
% Hispanic | 28.0% | -9.1% |
% Asian | 0.8% | 166.7% |
% Foreign Born | 5.0% | -18.0% |
Mortgage and Risk — Cleburne, TX
According to HUD data as of 2023, there were 278 mortgage originations in Cleburne, TX, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 54.0% above 90% LTV (very high). This implies large mortgage risk in Cleburne, TX. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 278 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Cleburne, TX
As of 2024, the percent of homes in Cleburne, TX under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Cleburne, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 59 |
Total Units Section 8 | 59 |
% Rentals under Section 8 | 4.4% |
% Occupied Section 8 | 53.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $140 | $1,050 | $1,190 |
| 2 Bedroom | $90 | $1,300 | $1,390 |
| 3 Bedroom | $140 | $1,700 | $1,840 |
| 4 Bedroom | $140 | $2,100 | $2,240 |
Affordability — Cleburne, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $270,000 |
| Median Household Income | $70,700 |