Cleburne, TX76059

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$248,000
5.1% YoY Growth
Median Household Income
$50,000
13.8% 5-Year Growth
Days on Market
77
11.0% Longer than last year
Home Price Forecast
-0.5%
Median Rent
$1,400
7.8% YoY Growth
1-Bed Rent
$545
N/A
2-Bed Rent
$1,100
2.7% YoY Growth
3-Bed Rent
$1,650
15.0% YoY Growth

Other Zip Codes in Cleburne, TX

Property Listings — Cleburne, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Cleburne, TX is 77. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$300,0000.0%
Listing Count
3896.0%
Listings as % of Homes1.1%96.0%
Days on Market
7711.0%
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Demographics — Cleburne, TX

As of the latest ACS Survey released in 2023, Cleburne, TX has a population of 5,330, which has increased by 2.3% over the past 5 years. Cleburne, TX is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 27.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,3302.3%
% Under 18
20.6%-21.7%
% Seniors
16.3%32.5%
% WFH
7.2%46.9%
% w/ College Degree
27.6%11.3%
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As of the latest ACS Survey released in 2023, Cleburne, TX is a predominantly white area, with 53.7% of the population identifying as white. The white population has grown by 15.2% in the last 5 years. The second most common race or ethnicity in Cleburne, TX is hispanic, making up 32.4% of the population. Foreign-born residents account for 15.9% of the population in Cleburne, TX, and this percentage has increased by 40.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
53.7%15.2%
% Black
2.7%-54.2%
% Hispanic
32.4%-9.2%
% Asian
6.4%113.3%
% Foreign Born
15.9%40.7%
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Mortgage and Risk — Cleburne, TX

According to HUD data as of 2023, there were 36 mortgage originations in Cleburne, TX, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Cleburne, TX. Investor activity is low, as 6.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
36
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
6.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Cleburne, TX

As of 2024, the percent of homes in Cleburne, TX under the Section 8 program is 1.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Cleburne, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
14
Total Units Section 8
14
% Rentals under Section 8
1.7%
% Occupied Section 8
36.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$505$545$1,050
2 Bedroom$130$1,100$1,230
3 Bedroom-$20$1,650$1,630
4 Bedroom-$560$2,550$1,990

Affordability — Cleburne, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$248,000
Median Household Income$50,000

Cleburne, TX — ZIP Code Boundary Map

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Frequently Asked Questions