Wichita Falls, TX76309

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$123,000
2.6% YoY Growth
Median Household Income
$51,900
15.6% 5-Year Growth
Days on Market
66
12.0% Longer than last year
Home Price Forecast
-0.2%
Median Rent
$960
2.8% YoY Growth
1-Bed Rent
$650
8.4% YoY Growth
2-Bed Rent
$960
4.9% YoY Growth
3-Bed Rent
$1,150
10.2% YoY Growth

Other Zip Codes in Wichita Falls, TX

Property Listings — Wichita Falls, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Wichita Falls, TX is 66. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$195,0006.0%
Listing Count
71-1.0%
Listings as % of Homes0.7%-1.0%
Days on Market
6612.0%
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Demographics — Wichita Falls, TX

As of the latest ACS Survey released in 2023, Wichita Falls, TX has a population of 13,300, which has decreased by -2.6% over the past 5 years. Wichita Falls, TX is a moderately popular place for families, as children make up 22.3% of the population. The area has a poorly educated workforce, with 23.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,300-2.6%
% Under 18
22.3%-21.8%
% Seniors
18.5%18.6%
% WFH
5.8%205.3%
% w/ College Degree
23.9%-4.0%
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As of the latest ACS Survey released in 2023, Wichita Falls, TX is a predominantly white area, with 58.4% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Wichita Falls, TX is hispanic, making up 28.7% of the population. Foreign-born residents account for 7.4% of the population in Wichita Falls, TX, and this percentage has decreased by 34.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.4%-6.1%
% Black
6.7%8.1%
% Hispanic
28.7%0.7%
% Asian
2.0%53.8%
% Foreign Born
7.4%-34.5%
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Mortgage and Risk — Wichita Falls, TX

According to HUD data as of 2023, there were 190 mortgage originations in Wichita Falls, TX, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Wichita Falls, TX. Investor activity is low, as 6.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
190
% Conventional Loans
58.0%
% Government Loans
42.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Wichita Falls, TX

As of 2024, the percent of homes in Wichita Falls, TX under the Section 8 program is 1.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Wichita Falls, TX, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
36
Total Units Section 8
36
% Rentals under Section 8
1.5%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$230$650$880
2 Bedroom$120$960$1,080
3 Bedroom$330$1,150$1,480
4 Bedroom-$480$2,150$1,670

Affordability — Wichita Falls, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$123,000
Median Household Income$51,900

Wichita Falls, TX — ZIP Code Boundary Map

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Frequently Asked Questions