Wichita Falls, TX76310

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$245,000
1.3% YoY Growth
Median Household Income
$83,600
26.0% 5-Year Growth
Days on Market
59
26.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$1,950
5.2% YoY Growth
1-Bed Rent
$740
16.1% YoY Growth
2-Bed Rent
$1,120
3.3% YoY Growth
3-Bed Rent
$1,900
8.0% YoY Growth

Other Zip Codes in Wichita Falls, TX

Property Listings — Wichita Falls, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Wichita Falls, TX is 59. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$306,0008.0%
Listing Count
1046.0%
Listings as % of Homes0.7%6.0%
Days on Market
5926.0%
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Demographics — Wichita Falls, TX

As of the latest ACS Survey released in 2023, Wichita Falls, TX has a population of 19,400, which has increased by 5.4% over the past 5 years. Wichita Falls, TX is a moderately popular place for families, as children make up 23.6% of the population. The area has a moderately educated workforce, with 34.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,4005.4%
% Under 18
23.6%-4.5%
% Seniors
17.3%4.2%
% WFH
7.6%153.3%
% w/ College Degree
34.9%10.1%
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As of the latest ACS Survey released in 2023, Wichita Falls, TX is a predominantly white area, with 70.2% of the population identifying as white. The white population has shrunk by 9.8% in the last 5 years. The second most common race or ethnicity in Wichita Falls, TX is hispanic, making up 12.8% of the population. Foreign-born residents account for 6.1% of the population in Wichita Falls, TX, and this percentage has decreased by 1.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
70.2%-9.8%
% Black
6.5%85.7%
% Hispanic
12.8%9.4%
% Asian
5.0%13.6%
% Foreign Born
6.1%-1.6%
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Mortgage and Risk — Wichita Falls, TX

According to HUD data as of 2023, there were 339 mortgage originations in Wichita Falls, TX, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 76.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Wichita Falls, TX. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
339
% Conventional Loans
69.0%
% Government Loans
31.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Wichita Falls, TX

As of 2024, the percent of homes in Wichita Falls, TX under the Section 8 program is 17.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Wichita Falls, TX, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
375
Total Units Section 8
375
% Rentals under Section 8
17.7%
% Occupied Section 8
90.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$240$740$980
2 Bedroom$80$1,120$1,200
3 Bedroom-$260$1,900$1,640
4 Bedroom-$560$2,420$1,860

Affordability — Wichita Falls, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$245,000
Median Household Income$83,600

Wichita Falls, TX — ZIP Code Boundary Map

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Frequently Asked Questions