Cisco, TX—76437
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cisco, TX
Cisco, TX lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $145,000 | -14.5% |
| Single Family | $145,000 | -13.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $116,000 | -3.3% |
3 Bed | $175,000 | -1.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cisco, TX
As of July '25, Rentcast reports the average rent in Cisco, TX is $1,270, with a year-over-year rent change of 76.4%. Per bedroom, the median rent as of July '25 in Cisco, TX is 1-bedrooms: $666, 2-bedrooms: $700, 3-bedrooms: $1,860. The most common rental property sizes in Cisco, TX are 3-bedroom and 2-bedroom, accounting for 43.3% and 33.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $700 | $1,270 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $632 | $666 |
| 2 Bed Rent | $700 | $700 |
| 3 Bed Rent | $2,000 | $1,860 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cisco, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Cisco, TX is 54. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $182,000 | -24.0% |
Listing Count | 34 | 0.0% |
| Listings as % of Homes | 0.6% | 0.0% |
Days on Market | 54 | 3.0% |
Demographics — Cisco, TX
As of the latest ACS Survey released in 2023, Cisco, TX has a population of 5,900, which has increased by 3.3% over the past 5 years. Cisco, TX is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,900 | 3.3% |
% Under 18 | 19.9% | 0.5% |
% Seniors | 22.9% | 0.0% |
% WFH | 7.3% | 942.9% |
% w/ College Degree | 23.6% | 90.3% |
As of the latest ACS Survey released in 2023, Cisco, TX is a predominantly white area, with 78.8% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Cisco, TX is hispanic, making up 17.5% of the population. Foreign-born residents account for 2.6% of the population in Cisco, TX, and this percentage has increased by 116.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.8% | -5.6% |
% Black | 1.2% | -66.7% |
% Hispanic | 17.5% | 45.8% |
% Asian | 0.6% | ∞% |
% Foreign Born | 2.6% | 116.7% |
Mortgage and Risk — Cisco, TX
According to HUD data as of 2023, there were 49 mortgage originations in Cisco, TX, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Cisco, TX. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 2.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Cisco, TX
Cisco, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 98 |
Total Units Section 8 | 11 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $208 | $632 | $840 |
| 2 Bedroom | $310 | $700 | $1,010 |
| 3 Bedroom | -$660 | $2,000 | $1,340 |
| 4 Bedroom | N/A | N/A | $1,620 |
Affordability — Cisco, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $145,000 |
| Median Household Income | $60,100 |