Graford, TX—76449
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Graford, TX
As of Oct '25, the median home price in Graford, TX is $626,000, with a year-over-year change of 3.0%. This indicates that home prices in Graford, TX are increasing. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $626,000 | 3.0% |
| Single Family | $708,000 | 4.1% |
| Condos | $433,000 | -0.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $378,000 | -1.8% |
3 Bed | $576,000 | -0.3% |
4 Bed | $1,013,000 | 4.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Graford, TX
Graford, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Graford, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Graford, TX is 112. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $722,000 | 0.0% |
Listing Count | 104 | 22.0% |
| Listings as % of Homes | 2.0% | 22.0% |
Days on Market | 112 | -5.0% |
Demographics — Graford, TX
As of the latest ACS Survey released in 2023, Graford, TX has a population of 2,160, which has decreased by -13.9% over the past 5 years. Graford, TX is a moderately popular place for families, as children make up 15.9% of the population. The area has a moderately educated workforce, with 28.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,160 | -13.9% |
% Under 18 | 15.9% | -5.9% |
% Seniors | 33.5% | 29.8% |
% WFH | 10.5% | 144.2% |
% w/ College Degree | 28.1% | 52.7% |
As of the latest ACS Survey released in 2023, Graford, TX is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Graford, TX is hispanic, making up 6.8% of the population. Foreign-born residents account for 2.4% of the population in Graford, TX, and this percentage has decreased by 25.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.5% | -0.4% |
% Black | 0.6% | ∞% |
% Hispanic | 6.8% | -4.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.4% | -25.0% |
Mortgage and Risk — Graford, TX
According to HUD data as of 2023, there were 112 mortgage originations in Graford, TX, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Graford, TX. Investor activity is low, as 5.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 112 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 5.0% |
% Second Loans | 31.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Graford, TX
Graford, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | -$250 | $1,200 | $950 |
| 3 Bedroom | N/A | N/A | $1,180 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Graford, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 8.6 |
| Median Home Price | $626,000 |
| Median Household Income | $70,800 |