Santo, TX—76472
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Santo, TX
As of Oct '25, the median home price in Santo, TX is $385,000, with a year-over-year change of -1.1%. This indicates that home prices in Santo, TX are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $385,000 | -1.1% |
| Single Family | $386,000 | -1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Santo, TX
Santo, TX lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,300 | $4,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Santo, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Santo, TX is 75. This is a increase of 63.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | -39.0% |
Listing Count | 6 | -17.0% |
| Listings as % of Homes | 0.6% | -17.0% |
Days on Market | 75 | 63.0% |
Demographics — Santo, TX
As of the latest ACS Survey released in 2023, Santo, TX has a population of 1,340, which has decreased by -21.0% over the past 5 years. Santo, TX is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 42.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,340 | -21.0% |
% Under 18 | 21.2% | -9.8% |
% Seniors | 18.8% | -10.0% |
% WFH | 21.3% | 121.9% |
% w/ College Degree | 42.8% | 37.6% |
As of the latest ACS Survey released in 2023, Santo, TX is a predominantly white area, with 92.3% of the population identifying as white. The white population has grown by 3.4% in the last 5 years. The second most common race or ethnicity in Santo, TX is hispanic, making up 3.4% of the population. Foreign-born residents account for 1.7% of the population in Santo, TX, and this percentage has decreased by 79.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.3% | 3.4% |
% Black | 0.0% | N/A |
% Hispanic | 3.4% | -42.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.7% | -79.0% |
Mortgage and Risk — Santo, TX
According to HUD data as of 2023, there were 79 mortgage originations in Santo, TX, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Santo, TX. Investor activity is low, as 3.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 3.0% |
% Second Loans | 8.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Santo, TX
Santo, TX lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $1,030 |
| 3 Bedroom | N/A | N/A | $1,310 |
| 4 Bedroom | N/A | N/A | $1,720 |
Affordability — Santo, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $385,000 |
| Median Household Income | $101,000 |