Belton, TX 76513 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Belton, TX—76513

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$306,000

3.2% YoY Growth

Household Income

$82,400

31.3% YoY Growth

Days on Market

115

35.0% Longer YoY

Home Price Forecast

0.9%

Median Rent

$1,500

4.7% YoY Growth

1-Bed Rent

$1,300

3.3% YoY Growth

2-Bed Rent

$1,340

6.1% YoY Growth

3-Bed Rent

$1,500

5.3% YoY Growth

Home Price Trends — Belton, TX

As of Dec '25, the median home price in Belton, TX is $306,000, with a year-over-year change of -3.2%. This indicates that home prices in Belton, TX are decreasing. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$306,000	-3.2%
Single Family	$306,000	-2.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Belton, TX

As of July '25, Rentcast reports the average rent in Belton, TX is $1,640, with a year-over-year rent change of -4.7%. Per bedroom, the median rent as of July '25 in Belton, TX is studios: $1,250, 1-bedrooms: $1,160, 2-bedrooms: $1,240, 3-bedrooms: $1,610, 4-bedrooms: $2,180. The most common rental property sizes in Belton, TX are 2-bedroom and 1-bedroom, accounting for 36.8% and 26.6% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,500	$1,640
Studio Rent	$1,200	$1,250
1 Bed Rent	$1,300	$1,160
2 Bed Rent	$1,340	$1,240
3 Bed Rent	$1,500	$1,610
4 Bed Rent	$2,050	$2,180

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% of Rental Stock

Studio

1.7%

1 Bedroom

26.6%

2 Bedrooms

36.8%

3 Bedrooms

24.2%

4 Bedrooms

9.4%

5+ Bedrooms

1.2%

Property Listings — Belton, TX

As of Dec '25, Realtor.com reports that the median days on market for a home in Belton, TX is 104. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$348,000	-2.0%
Listing Count	354	20.0%
Listings as % of Homes	1.2%	20.0%
Days on Market	115	35.0%

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Demographics — Belton, TX

As of the latest ACS Survey released in 2023, Belton, TX has a population of 44,900, which has increased by 18.3% over the past 5 years. Belton, TX is a popular place for families, as children make up 25.5% of the population. The area has a moderately educated workforce, with 33.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	44,900	18.3%
% Under 18	25.5%	-0.8%
% Seniors	13.7%	-6.8%
% WFH	10.0%	156.4%
% w/ College Degree	33.3%	9.9%

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As of the latest ACS Survey released in 2023, Belton, TX is a predominantly white area, with 62.3% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Belton, TX is hispanic, making up 24.1% of the population. Foreign-born residents account for 9.3% of the population in Belton, TX, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	62.3%	-0.8%
% Black	6.3%	-6.0%
% Hispanic	24.1%	-12.0%
% Asian	2.6%	36.8%
% Foreign Born	9.3%	0.0%

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Mortgage and Risk — Belton, TX

According to HUD data as of 2023, there were 1153 mortgage originations in Belton, TX, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Belton, TX. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	1,153
% Conventional Loans	53.0%
% Government Loans	47.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Belton, TX

As of 2024, the percent of homes in Belton, TX under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Belton, TX, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	458
Total Units Section 8	299
% Rentals under Section 8	6.9%
% Occupied Section 8	73.1%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$330	$1,300	$970
2 Bedroom	-$120	$1,340	$1,220
3 Bedroom	$200	$1,500	$1,700
4 Bedroom	$0	$2,050	$2,050

Belton, TX—76513

Key Metrics at a Glance

Home Price Trends — Belton, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Belton, TX

% of Rental Stock

Property Listings — Belton, TX

Demographics — Belton, TX

Race and Ethnicity

Mortgage and Risk — Belton, TX

Mortgages

Rentals and Section 8 — Belton, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Belton, TX

Home Price to Income Ratio

Belton, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Temple, TX

Nolanville, TX

Harker Heights, TX

Salado, TX

Temple, TX

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$306,000
Median Household Income	$82,400

Belton, TX—76513

Key Metrics at a Glance

Home Price Trends — Belton, TX

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Belton, TX

% of Rental Stock

Property Listings — Belton, TX

Demographics — Belton, TX

Race and Ethnicity

Mortgage and Risk — Belton, TX

Mortgages

Rentals and Section 8 — Belton, TX

Section 8 Market Size

Section 8 Opportunity

Affordability — Belton, TX

Home Price to Income Ratio

Belton, TX — ZIP Code Boundary Map

Nearby ZIP Codes

Temple, TX

Nolanville, TX

Harker Heights, TX

Salado, TX

Temple, TX

Frequently Asked Questions

What is the average home price in Belton, TX 76513?

How have home prices in Belton, TX 76513 changed over the past year?

What is the home price projection for Belton, TX 76513?

What are the demographics of Belton, TX 76513?

How long does it take homes to sell in Belton, TX 76513?

What is the average rent price in Belton, TX 76513?