Copperas Cove, TX—76522
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Copperas Cove, TX
Home Price Trends — Copperas Cove, TX
As of Oct '25, the median home price in Copperas Cove, TX is $219,000, with a year-over-year change of -1.5%. This indicates that home prices in Copperas Cove, TX are decreasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $219,000 | -1.5% |
| Single Family | $219,000 | -1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $117,000 | -4.1% |
3 Bed | $189,000 | -1.6% |
4 Bed | $271,000 | 0.0% |
| 5 Bed | $333,000 | -0.3% |
% of Housing Stock
Rental Trends — Copperas Cove, TX
As of July '25, Rentcast reports the average rent in Copperas Cove, TX is $1,250, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Copperas Cove, TX is 1-bedrooms: $678, 2-bedrooms: $815, 3-bedrooms: $1,360, 4-bedrooms: $1,820. The most common rental property sizes in Copperas Cove, TX are 2-bedroom and 3-bedroom, accounting for 33.5% and 32.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,250 | $1,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $650 | $678 |
| 2 Bed Rent | $800 | $815 |
| 3 Bed Rent | $1,400 | $1,360 |
| 4 Bed Rent | $1,800 | $1,820 |
% of Rental Stock
Property Listings — Copperas Cove, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Copperas Cove, TX is 66. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $227,000 | -12.0% |
Listing Count | 289 | -6.0% |
| Listings as % of Homes | 1.3% | -6.0% |
Days on Market | 66 | 18.0% |
Demographics — Copperas Cove, TX
As of the latest ACS Survey released in 2023, Copperas Cove, TX has a population of 41,900, which has increased by 15.7% over the past 5 years. Copperas Cove, TX is a popular place for families, as children make up 26.5% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 41,900 | 15.7% |
% Under 18 | 26.5% | -0.7% |
% Seniors | 12.0% | 11.1% |
% WFH | 10.1% | 197.1% |
% w/ College Degree | 20.5% | 7.3% |
As of the latest ACS Survey released in 2023, Copperas Cove, TX is a predominantly white area, with 53.0% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Copperas Cove, TX is hispanic, making up 20.6% of the population. Foreign-born residents account for 6.8% of the population in Copperas Cove, TX, and this percentage has decreased by 11.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 53.0% | -8.0% |
% Black | 14.7% | 0.7% |
% Hispanic | 20.6% | 19.1% |
% Asian | 1.9% | -24.0% |
% Foreign Born | 6.8% | -11.7% |
Mortgage and Risk — Copperas Cove, TX
According to HUD data as of 2023, there were 894 mortgage originations in Copperas Cove, TX, of which 30.0% of loans were conventional mortgages. The average loan-to-value was 88.0%, with 71.0% above 90% LTV (very high). This implies large mortgage risk in Copperas Cove, TX. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 894 |
% Conventional Loans | 30.0% |
% Government Loans | 70.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Copperas Cove, TX
As of 2024, the percent of homes in Copperas Cove, TX under the Section 8 program is 4.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Copperas Cove, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 387 |
Total Units Section 8 | 239 |
% Rentals under Section 8 | 4.1% |
% Occupied Section 8 | 71.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $220 | $650 | $870 |
| 2 Bedroom | $290 | $800 | $1,090 |
| 3 Bedroom | $120 | $1,400 | $1,520 |
| 4 Bedroom | $40 | $1,800 | $1,840 |
Affordability — Copperas Cove, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $219,000 |
| Median Household Income | $70,600 |