Copperas Cove, TX—76539
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Copperas Cove, TX
Home Price Trends — Copperas Cove, TX
As of Oct '25, the median home price in Copperas Cove, TX is $355,000, with a year-over-year change of -0.2%. This indicates that home prices in Copperas Cove, TX are flat. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $355,000 | -0.2% |
| Single Family | $356,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $320,000 | -0.6% |
4 Bed | $394,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Copperas Cove, TX
As of July '25, Rentcast reports the average rent in Copperas Cove, TX is $1,900, with a year-over-year rent change of 9.8%. Per bedroom, the median rent as of July '25 in Copperas Cove, TX is 1-bedrooms: $700, 2-bedrooms: $1,400, 3-bedrooms: $1,900, 4-bedrooms: $2,180. The most common rental property sizes in Copperas Cove, TX are 3-bedroom and 4-bedroom, accounting for 37.0% and 31.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,900 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | $1,880 | $1,900 |
| 4 Bed Rent | $2,000 | $2,180 |
% of Rental Stock
Property Listings — Copperas Cove, TX
As of Oct '25, Realtor.com reports that the median days on market for a home in Copperas Cove, TX is 82. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $498,000 | 14.0% |
Listing Count | 74 | 13.0% |
| Listings as % of Homes | 1.4% | 13.0% |
Days on Market | 82 | 18.0% |
Demographics — Copperas Cove, TX
As of the latest ACS Survey released in 2023, Copperas Cove, TX has a population of 8,640, which has remained stable by 0.9% over the past 5 years. Copperas Cove, TX is a moderately popular place for families, as children make up 19.7% of the population. The area has a poorly educated workforce, with 23.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,640 | 0.9% |
% Under 18 | 19.7% | -9.6% |
% Seniors | 17.4% | -1.1% |
% WFH | 7.3% | 52.1% |
% w/ College Degree | 23.0% | 10.6% |
As of the latest ACS Survey released in 2023, Copperas Cove, TX is a predominantly white area, with 69.5% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Copperas Cove, TX is hispanic, making up 15.7% of the population. Foreign-born residents account for 8.3% of the population in Copperas Cove, TX, and this percentage has increased by 76.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 69.5% | -5.6% |
% Black | 7.5% | -21.1% |
% Hispanic | 15.7% | 35.3% |
% Asian | 1.4% | 75.0% |
% Foreign Born | 8.3% | 76.6% |
Mortgage and Risk — Copperas Cove, TX
According to HUD data as of 2023, there were 246 mortgage originations in Copperas Cove, TX, of which 28.0% of loans were conventional mortgages. The average loan-to-value was 89.0%, with 72.0% above 90% LTV (very high). This implies large mortgage risk in Copperas Cove, TX. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 246 |
% Conventional Loans | 28.0% |
% Government Loans | 72.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Copperas Cove, TX
As of 2024, the percent of homes in Copperas Cove, TX under the Section 8 program is 1.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Copperas Cove, TX, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 1.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $700 | $810 |
| 2 Bedroom | -$370 | $1,400 | $1,030 |
| 3 Bedroom | -$430 | $1,880 | $1,450 |
| 4 Bedroom | -$260 | $2,000 | $1,740 |
Affordability — Copperas Cove, TX
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $355,000 |
| Median Household Income | $95,900 |