Killeen, TX76542

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$256,000
1.7% YoY Growth
Median Household Income
$72,900
16.4% 5-Year Growth
Days on Market
68
20.0% Longer than last year
Home Price Forecast
0.4%
Median Rent
$1,700
1.9% YoY Growth
1-Bed Rent
$1,130
28.4% YoY Growth
2-Bed Rent
$895
5.3% YoY Growth
3-Bed Rent
$1,550
3.4% YoY Growth

Other Zip Codes in Killeen, TX

Property Listings — Killeen, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Killeen, TX is 68. This is a increase of 20.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$285,0001.0%
Listing Count
3657.0%
Listings as % of Homes1.3%7.0%
Days on Market
6820.0%
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Demographics — Killeen, TX

As of the latest ACS Survey released in 2023, Killeen, TX has a population of 53,600, which has increased by 7.6% over the past 5 years. Killeen, TX is a popular place for families, as children make up 27.8% of the population. The area has a moderately educated workforce, with 29.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
53,6007.6%
% Under 18
27.8%-5.8%
% Seniors
8.9%64.8%
% WFH
7.7%140.6%
% w/ College Degree
29.3%15.4%
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As of the latest ACS Survey released in 2023, Killeen, TX is a predominantly black area, with 35.6% of the population identifying as black. The black population has shrunk by 1.4% in the last 5 years. The second most common race or ethnicity in Killeen, TX is white, making up 26.9% of the population. Foreign-born residents account for 10.2% of the population in Killeen, TX, and this percentage has increased by 7.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
26.9%-15.1%
% Black
35.6%-1.4%
% Hispanic
26.1%3.6%
% Asian
5.0%25.0%
% Foreign Born
10.2%7.4%
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Mortgage and Risk — Killeen, TX

According to HUD data as of 2023, there were 1064 mortgage originations in Killeen, TX, of which 27.0% of loans were conventional mortgages. The average loan-to-value was 89.0%, with 73.0% above 90% LTV (very high). This implies large mortgage risk in Killeen, TX. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,064
% Conventional Loans
27.0%
% Government Loans
73.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Killeen, TX

As of 2024, the percent of homes in Killeen, TX under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Killeen, TX, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
636
Total Units Section 8
636
% Rentals under Section 8
6.7%
% Occupied Section 8
64.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$80$1,130$1,050
2 Bedroom$425$895$1,320
3 Bedroom$290$1,550$1,840
4 Bedroom$320$1,900$2,220

Affordability — Killeen, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$256,000
Median Household Income$72,900

Killeen, TX — ZIP Code Boundary Map

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Frequently Asked Questions