Killeen, TX76543

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$174,000
4.2% YoY Growth
Median Household Income
$51,200
22.1% 5-Year Growth
Days on Market
65
21.0% Longer than last year
Home Price Forecast
0.5%
Median Rent
$1,100
5.9% YoY Growth
1-Bed Rent
$675
19.4% YoY Growth
2-Bed Rent
$825
0.6% YoY Growth
3-Bed Rent
$1,300
0.8% YoY Growth

Other Zip Codes in Killeen, TX

Property Listings — Killeen, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Killeen, TX is 65. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$185,000-5.0%
Listing Count
14227.0%
Listings as % of Homes0.4%27.0%
Days on Market
6521.0%
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Demographics — Killeen, TX

As of the latest ACS Survey released in 2023, Killeen, TX has a population of 33,700, which has increased by 11.0% over the past 5 years. Killeen, TX is a popular place for families, as children make up 28.2% of the population. The area has a poorly educated workforce, with 15.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,70011.0%
% Under 18
28.2%0.0%
% Seniors
9.0%2.3%
% WFH
7.1%294.4%
% w/ College Degree
15.2%3.4%
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As of the latest ACS Survey released in 2023, Killeen, TX is a predominantly black area, with 39.8% of the population identifying as black. The black population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Killeen, TX is hispanic, making up 28.6% of the population. Foreign-born residents account for 7.7% of the population in Killeen, TX, and this percentage has increased by 2.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
26.5%-15.6%
% Black
39.8%-2.7%
% Hispanic
28.6%28.8%
% Asian
3.3%13.8%
% Foreign Born
7.7%2.7%
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Mortgage and Risk — Killeen, TX

According to HUD data as of 2023, there were 389 mortgage originations in Killeen, TX, of which 34.0% of loans were conventional mortgages. The average loan-to-value was 86.0%, with 68.0% above 90% LTV (very high). This implies large mortgage risk in Killeen, TX. Investor activity is low, as 7.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
389
% Conventional Loans
34.0%
% Government Loans
66.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Killeen, TX

As of 2024, the percent of homes in Killeen, TX under the Section 8 program is 6.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Killeen, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
647
Total Units Section 8
647
% Rentals under Section 8
6.9%
% Occupied Section 8
64.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$195$675$870
2 Bedroom$275$825$1,100
3 Bedroom$230$1,300$1,530
4 Bedroom$300$1,550$1,850

Affordability — Killeen, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$174,000
Median Household Income$51,200

Killeen, TX — ZIP Code Boundary Map

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Frequently Asked Questions