Killeen, TX76549

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$226,000
2.4% YoY Growth
Median Household Income
$62,500
14.9% 5-Year Growth
Days on Market
61
5.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$1,400
0.7% YoY Growth
1-Bed Rent
$695
5.8% YoY Growth
2-Bed Rent
$875
2.7% YoY Growth
3-Bed Rent
$1,350
0.0% YoY Growth

Other Zip Codes in Killeen, TX

Property Listings — Killeen, TX

As of Oct '25, Realtor.com reports that the median days on market for a home in Killeen, TX is 61. This is a increase of 5.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$240,000-6.0%
Listing Count
306-6.0%
Listings as % of Homes1.0%-6.0%
Days on Market
615.0%
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Demographics — Killeen, TX

As of the latest ACS Survey released in 2023, Killeen, TX has a population of 56,100, which has increased by 8.3% over the past 5 years. Killeen, TX is a popular place for families, as children make up 30.8% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
56,1008.3%
% Under 18
30.8%-6.1%
% Seniors
6.6%50.0%
% WFH
8.3%118.4%
% w/ College Degree
23.1%7.9%
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As of the latest ACS Survey released in 2023, Killeen, TX is a predominantly black area, with 38.8% of the population identifying as black. The black population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Killeen, TX is white, making up 26.7% of the population. Foreign-born residents account for 7.8% of the population in Killeen, TX, and this percentage has decreased by 8.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
26.7%-4.3%
% Black
38.8%-5.4%
% Hispanic
25.9%7.0%
% Asian
3.7%-17.8%
% Foreign Born
7.8%-8.2%
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Mortgage and Risk — Killeen, TX

According to HUD data as of 2023, there were 1177 mortgage originations in Killeen, TX, of which 26.0% of loans were conventional mortgages. The average loan-to-value was 87.0%, with 72.0% above 90% LTV (very high). This implies large mortgage risk in Killeen, TX. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,177
% Conventional Loans
26.0%
% Government Loans
74.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Killeen, TX

As of 2024, the percent of homes in Killeen, TX under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Killeen, TX, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
659
Total Units Section 8
658
% Rentals under Section 8
6.7%
% Occupied Section 8
64.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$275$695$970
2 Bedroom$345$875$1,220
3 Bedroom$350$1,350$1,700
4 Bedroom$350$1,700$2,050

Affordability — Killeen, TX

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$226,000
Median Household Income$62,500

Killeen, TX — ZIP Code Boundary Map

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Frequently Asked Questions